Your finances are the fuel that keeps your life moving forward. But if you’re like most people, you have a hard time keeping track of where your money is going—and you really wish it was easier to save.
It’s not your fault! We all struggle with money management, and it can be tough to know what to do about it. Luckily, there are finance apps out there that can do everything from help you budget more easily to automate savings so you can reach your goals faster. Below, we’ve listed some of our favorite financial management apps that make it easier to keep an eye on the future without having to spend tons of time and energy worrying about your finances.
Table of Contents
Best Apps For Finance Management
The 6 Best Budgeting Apps of 2022
Best Overall: You Need a Budget (YNAB)
Best Free Budgeting App: Mint
Best for Cash Flow: Simplifi by Quicken
Best for Overspenders: PocketGuard
Best for Building Wealth: Personal Capital
Best for Couples: Zeta
best free personal finance app
The 7 Best Personal Finance Apps of 2022
Best Overall: Mint
Best for Debt Payoff: You Need a Budget
Best for Wealth Management: Personal Capital
Best for Bill Payment: Prism
Best for Shared Expenses: Spendee
Best for Budgeting: EveryDollar
Best Visuals: Mobills
Best Personal Finance Apps
Mint
You Need A Budget
Personal Capital
Prism
Spendee
EveryDollar
Mobills
What Is A Personal Finance App?
How Much Does An App Cost?
Methodology
BEST OVERALL
Mint
Mint
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Mint, Intuit’s personal finances app, is one of the most well-known personal finance apps that provides your complete financial picture in one place. Once you link your credit and debit cards to your account, Mint pulls your transactions, categorizes them, and shows how you’re spending your money. You can keep track of your bills and spending and create a budget you can stick to. The site provides access to your credit score for free, and you can get a breakdown of the factors contributing to your score to stay on top of your credit health. Plus, you can track your investments and manage utility payments.
BEST FOR DEBT PAYOFF
You Need a Budget
You Need a Budget
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You Need a Budget also known as YNAB is a personal finance app that’s built around YNAB’s Four Rules. The rules – Give every dollar a job, Embrace your true expenses, Roll with the punches and Age your money – not only help you build a better budget but also help you gain control of your spending. Import transactions from your checking account and apply them to each budget category to get an accurate picture of your spending. Keep a balanced budget by adjusting budget categories if you accidentally overspend (or if you underbudgeted for a certain category). Detailed reports show you how your spending is progressing throughout the month and help you spot places that you can improve your spending. According to YNAB, the average new user saves $600 in the first two months and more than $6,000 in the first year. You can try the app for free for the first 34 days.
BEST FOR WEALTH MANAGEMENT
Personal Capital
Personal Capital
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Personal Capital is a personal finance and wealth management app that allows you to manage your assets and investments along with your everyday spending accounts. While you can connect to your bank account to track spending and create a monthly budget, the app really shines in helping you track and optimize your investments. You can track your portfolio by account, asset class, or individual security. With built-in intelligence available on the tablet and mobile versions of the app, you can discover opportunities for diversification, risk management, and discover any hidden fees you may be paying. Comparing your own portfolio to major market benchmarks allows you to determine whether you’re on track to meet your investment goals. Personal Capital provides registered financial advisors who can provide you with customized advice tailored to your goals.
Conclusion
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