If you are in the process of building an online business online, or you’re looking to jumpstart your blog and want some handful apps that make money for you then check out this post. This list will cover all the apps that I personally use in my day-to-day operations of my blog and will help you build your own blog/business from scratch.
Table of Contents
Best Apps For Making Money Online
- Ibotta
How it works: Ibotta lets you earn cash back on in-store and online purchases at over 2,000 supported retailers. Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. Offers can be product or retailer-specific — and some will automatically be applied. For others, you’ll need to complete an additional task such as watching a video or taking a poll.
There are three possible ways to earn cash back in stores: Add offers and submit your receipt in the app after your shopping trip, link your retailer loyalty accounts or purchase a retailer gift card through the Ibotta app. For online purchases, you shop through the app or with the Ibotta browser extension on your computer.
Payment: PayPal, digital gift card or direct to a bank account.
Pros: You’ll receive cash back on in-store purchases quickly — typically within 24 hours. Ibotta also offers a welcome bonus to new users, referral bonuses and a variety of payment methods.
Cons: Making money can be a slow process. You must have at least $20 in cash back to redeem your earnings (some gift cards require at least $25 in earnings). For online shopping, the pending period for earning cash back varies by retailer.
Download: Android, iOS.
- Rakuten
How it works: Rakuten (formerly known as Ebates) rewards shoppers with up to 40% cash back on purchases from well-known retailers, restaurants and food delivery services. Users can also earn cash back on travel, gift cards and more. It’s straightforward: Create an account, tap on the store where you want to shop in the app, then make the transaction through the portal. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Rakuten credits the cash back to your account after it confirms the purchase with the retailer, which it says can take a few hours to several days.
Payment: PayPal or check.
Pros: Thousands of stores and purchases are eligible for cash back, so you’ll likely find deals where you already shop. New users can earn a $10 welcome bonus after their first qualified purchase. You can also earn sign-up and referral bonuses.
Cons: As with most cash-back services, you have to spend money to make money. You won’t see your earnings right away, either; Rakuten sends out payments every three months, and you need at least a $5 cash-back balance to get paid.
Download: Android, iOS.
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- Swagbucks
How it works: Swagbucks is a cash-back and rewards app. You earn points, called “SB,” by shopping, taking polls, watching videos, playing games or fulfilling other tasks through Swagbucks. You can redeem those points for gift cards or get cash back to your PayPal account. The total points awarded can vary by task. For example, surveys are typically worth about 40 to 200 SB points each. The minimum balance required to redeem depends on the payout option you choose, but some gift cards are available for as low as 110 SB.
Payment: Gift card or PayPal.
Pros: Swagbucks offers many easy ways to earn rewards, and there’s no waiting period to cash in. Payments usually arrive within 10 business days after redemption. You can also get a $10 bonus with a qualifying $25 purchase when you join.
Cons: It doesn’t pay much; one SB is worth about a cent. With many tasks valued at pennies, it can take a fair amount of time and effort to make substantial money. Additionally, you won’t qualify for every survey or task. Users often report getting kicked out of surveys in the middle of taking them. This can be due to demographics or dishonest or inconsistent answers, according to Swagbucks.
Download: Android, iOS.
- Fiverr
How it works: Fiverr is a freelancing marketplace that features gigs in over 200 categories, such as programming and video and animation. Create an account first, then you can set your profile as a “seller” highlighting your expertise. Post the gig you’re offering, which will include pricing and a description of your services. Clients, known as “buyers,” can click through and place orders. You’ll get paid once you complete the job. Fiverr assigns seller levels based on performance. As you move up each tier, you’ll be able to sell more “extras,” such as a faster delivery time.
Payment: PayPal, direct to a bank account or credit to a Fiverr Revenue Card (a prepaid card). Minimum withdrawal amounts vary, and you may be charged a withdrawal fee, depending on which option you choose.
Pros: You don’t have to worry about tracking down buyers because they come to you. You can also earn tips.
Cons: Fiverr takes 20% of your earnings for every gig, including tips, and there’s a standard 14-day waiting period to withdraw money after completing an order (top-tier sellers wait seven days for funds to clear).
Download: Android, iOS.
- Upwork
How it works: Upwork connects freelancers to gigs in writing, design, marketing and other categories on the marketplace. First, you’ll create a profile. It should include information such as the field you’re interested in plus your qualifications, availability and desired rate. Then, you can submit proposals. Clients will review them and offer projects if you seem like a good fit.
You begin each month with a set number of “Connects,” which are like credits that allow you to contact prospective clients. You can earn or pay a small sum for more Connects, but you won’t be charged when clients contact you. You can get paid on an hourly or per-project basis.
Payment: Direct to U.S. Bank, direct to your bank account, wire transfer, Instant Pay, PayPal and Payoneer. Charges apply to some payment options, so be sure to check Upwork for details.
Pros: Upwork helps take the work out of seeking out clients, establishing relationships and getting paid. The service also gives you the flexibility to set your preferred rate and schedule.
Cons: The app is free to download, but initiating contact with lots of clients costs money. Users also get charged a service fee. Upwork takes a 5% to 20% cut of your earnings based on how much you’ve billed a client. The more you earn, the more you get to keep. However, you won’t get paid until 10 days after the billing period ends. Remember, too, that you’re competing with other freelancers on the platform. That means clients may choose those who’ve set lower rates.
Download: Android, iOS.
- OfferUp
How it works: OfferUp, which combined with competitor Letgo in 2020, functions as a local marketplace you can use to sell your stuff. If you want to reach a broader audience, OfferUp also allows shipping within the continental United States. Create an account and snap a picture of your smartphone, car, sofa or whatever it is you’re selling. Once you add a title, description and price, you can post your listing and chat with buyers directly through the app. Then, you’ll ship to or arrange a meeting with the buyer.
Payment: Cash or deposit to debit card or bank account.
Pros: Creating a listing is simple and fast, and you’ll get paid instantly when you make a cash sale. You can also view a prospective buyer’s reviews and ratings to get an idea of how trustworthy they are beforehand. If you ship your item, the buyer pays the cost, and OfferUp provides the label.
Cons: You’re responsible for meeting local buyers in person and handling transactions. Sellers must pay a 12.9% service fee, or a minimum of $1.99, for shipments.
Download: Android, iOS.
- Poshmark
How it works: The Poshmark app is tailor-made for selling clothes, accessories and even home decor. After signing up, you take or upload photos of your item, fill out a description, price it and share the listing. You can also feature items in the app’s “Posh Parties,” which are virtual shopping events centered around particular brands, categories and themes. Poshmark emails you a prepaid shipping label once a purchase is made. Then, you send the package.
Payment: Check or direct deposit to a bank account.
Pros: Poshmark facilitates the entire process, from selling to shipping. Plus, you don’t have to meet with strangers to make a sale. The company will cover lost packages and handle issues between you and the buyer. Getting paid is relatively quick, too; Poshmark issues the money within three days of the buyer receiving the order.
Cons: You’ll pay a fee for selling through Poshmark. The company takes a $2.95 commission for sales under $15 and a 20% commission for sales of $15 or above.
Apps that pay you real money in nigeria
- Carry1st Trivia
Trivia App
Nigerian erudite enter here. The Carry1st Trivia app is fun and also financially beneficial. It challenges the extent to which you are vast in knowledge, with a list of carefully selected questions. The deal here is to give the right answers to the questions provided and get rewarded financially.
A Must Read: 10 Best Investment Apps / Platforms Available in Nigeria
Questions you may likely see on the Carry1st trivia platform are chosen from categories like Afrobeats, Nollywood, Nigerian History, and lost more. Come and show the extent to which you are knowledgeable. You have been challenged. “Na who know something go win money here”
- Click Worker
Clickworker
The Click worker app can be described as a hub for micro jobs, that can fetch you resources to settle some bills. It packs in a substantial list of jobs that can be accessed in on the app, which was designed intuitively to make Navigations a breeze. Some of the jobs offered on the click worker platform are outlined below:
Surveys
Online research
App testing
Making audio and video recordings
Mystery photography/store visits
Writing and proofing texts
Categorizing data
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To make the whole process of getting acquainted with the app easy, Clicker offers a very seamless procedure for registration. Enthusiats will have to fill out a form describing their particulars. Please note that you will be needing a functioning Paypal account to cash your funds.
- Foap
Foap
The Foap app is a money-making app that’s probably going to appeal to smartphone photographers. This is hinged on the fact that Flop lets enthusiasts make money by distributing photos taken through top-notch vendors like Getty Images. Your photos get sold and thereafter you get paid.
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The base reward for photos sold with Foap is $50. Please note that Foap takes a commission of 50% for every photo sold, which then leaves you with 50%. If you are a smartphone photographer in search of a place to sell your photos, then Foap may just be all you need right now. The Foap app is available for download from the Google Playstore.
- Toluna
Mobile Apps To Make Money Online In Nigeria
Toluna is more or less a survey app. It was designed to help enthusiasts make money from answering surveys. An enthusiast answering these surveys is tagged as an Influencer. This is explained by the fact that your answers to certain surveys will act as a review of certain products.
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Using Toluna, you are required to select a survey from any of the categories provided. After which you are to proceed to answer the survey questions. The whole process goes down in the Toluna app. Rewards are offered as vouchers, cool products, and cash incentives from the Toluna catalogue.
- Buzz Break
Mobile Apps To Make Money Online In Nigeria
The Buzz Break app allows enthusiasts to get entertained and earn at the same time. However, the fact that you may want to focus on earning, may make the entertainment segment less appealing.
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On the Buzz Break app platform, enthusiasts get rewarded for reading/watching videos, Daily app check-in (Login to the app on daily basis), inviting friends to join the platform. Please note that cashing earnings are done via PayPal or Gcash. You can download the Buzz Break app from Google PlayStore.
- Swag Bucks
Mobile Apps To Make Money Online In Nigeria
Still on the topic of best mobile apps to make money online in Nigeria. The Swag Buck apps is yet another highly recommended app, with features that can help you convert your spare time to making money with your smartphone.
With Swag Bucks, you can earn free gift cards and financial goodies, by taking surveys, shopping for your favorites, discovering new products, services, content, and lots more.
- Instant Naira
Last but certainly not the least on our list, is the Instant Naira app. More like the aforementioned apps, the Instant Naira app, is equipped with features that allow individuals to make money from their smartphones.
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Making money from the app involves completing tasks that will be provided to you on the platform, after which you can then proceed to transfer your earnings to your bank account. Please note that Insta Naira users get paid every two weeks.
wrapping up
Now that you have served with a comprehensive list of 7 of the best mobile apps to make money online, you can proceed to utilize your spare time to make extra cash, which will in turn help settle bills and also reducing the strain on your primary salary.
Conclusion
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