Sending money internationally is a hassle. Figuring out how much to send, converting currencies, and getting your money to the recipient can be a headache—and it’s hard to know who’s taking advantage of you along the way.
A new app called [app name] is here to help make international transfers easier. It’s simple: download our app, enter the amount you want to send and the currency (we support dozens of currencies!), and then send your money via bank transfer or credit card.
The recipient will receive an email with instructions on how to claim their funds—no more waiting in line at the bank! And when they get the money, they can withdraw it from any ATM or bank using their mobile phone number as an account number.
Best Apps For Sending Money Internationally
You want to send currency overseas, and you want to send it now. You’ve got a smartphone or table in your hand, and you’re searching for the best app to transfer money internationally. Don’t worry, we’ve got you covered. Here’s our breakdown of the top currency exchange apps, so you can choose the perfect one for your money transfer needs.
5 Best Money Transfer Apps
Revolut An easy to use app with some of the best exchange rates and lowest fees
Remitly. Well-designed smartphone app for multiple types of transfers for smaller, instant payments
Wise. One of the cheapest and fastest way to send money internationally for smaller amounts
OFX. Best for transferring larger amounts and personalised support for your app transfers
Western Union. Largest money transfer provider with popular app, despite uncompetitive fees and exchange rates
Revolut has one of the best money transfer apps for friends and family
- Revolut
Open a free account in minutes right from your phone and make your money go further. Revolut offer easy global transfers at great rates. Send and receive money in 30+ currencies with no hidden fees.
Revolut are best for…
Anyone that comfortable doing everything on their phone. While Revolut does have a desktop version, their app is best way to send money overseas. Their debit card is also handy for customers that spend their money overseas.
App exchange rates and fees
Revolut has 3 tiers of multi-currency account with different features and fees. The standard plan is free, the premium plan costs 9.99 USD/month and the metal costs 16.99 USD/month
While Revolut do offer free international transfers, and very favourable exchange rates it is important to know there are monthly limits in some countries.
Transfer limitations
In the US, for most currencies, there are no limits to the transfer amount. Certain currencies might have limits set by our payments partners. You will always see the limit in the Revolut app before making the transfer.
Customer Ratings
Revolut has 18 million users – and 1.1 million use the app daily
On the Apple App Store, the Revolut app has over 26,000 ratings with an average score of 4.7 out of 5
On the Google Play Store, the Revolut app has over 1,000,000 ratings with an average score of 4.6 out of 5
Revolut for Money Transfer to friends and family
Learn more
WorldRemit has one of the best money transfer apps for friends and family
- Remitly money transfer smartphone app
This service is an online money transfer company that focuses on remittances. They’re especially good for instant transfers to regions such as Asia, Africa and South America.
Remitly are best for…
Making money transfers quickly and easily through their well-designed smartphone apps and website. They are good for lower-value transfers as they have no minimum amounts. Consider them for sending $5,000 USD or less.
App exchange rates and fees
Remitly has competitive exchange rates and fees, although they may not be quite as low as some other currency exchange providers.
Transfer limitations
Although Remitly doesn’t have a lower limit on transactions, you cannot typically send more than $10,000 USD or equivalent, and limitations may be smaller on certain currencies. Additionally, they do not provide support for business transactions.
Customer Ratings
On the Apple App Store, the Remitly app has over 29,000 ratings with an average score of 4.8 out of 5
On the Google Play Store, the WorldRemit app has over 130,000 ratings with an average score of 4.8 out of 5
Remitly for Money Transfer to friends and family
Learn more
TransferWise Money Transfer App allows you to send money to bank accounts
- Wise (formerly TransferWise)
This company is an online money transfer service that offers a cheap and fast way to send money internationally.
Wise are best for…
Sending amounts less than $7,500, through a simple, clear, fast and secure money transfer service, although they may also offer fee discounts if you send large transfers.
App exchange rates and fees
Wise offers exchange rates identical to the base rate, which is as good as or better than every other money transfer provider. Their fees are also extremely low, typically between 0.5 and 1 percent of the total transfer amount.
Transfer limitations
Wise does have limits on how much you can send, depending on the countries and currencies you’re exchanging between. These limits are normally very generous and will meet the needs of most users.
Customer Ratings
On the Apple App Store, the Wise app has over 37,000 ratings with an average score of 4.8 out of 5
On the Google Play Store, the Wise app has over 88,000 ratings with an average score of 4.2 out of 5
Wise website screenshot.
Learn more
OFX Money Transfer App is great for international transfers
- OFX money transfer smartphone app
This company is a specialist foreign exchange provider and offer personalised support for you to get the most out of your currency exchange.
OFX are best for…
Transfers of larger amounts, typically $7,500 USD equivalent or more.
App exchange rates and fees
OFX become a better value choice the more you’re sending. For smaller amounts, their exchange rates and fees do make them more expensive than other providers. If you’re sending larger amounts, their exchange rates become very competitive, and their fees remain low.
Transfer limitations
OFX has a minimum transfer limit of $1,000 USD or equivalent. For most currencies, OFX does not provide an upper limit on how much you can send. Currencies from some countries will have an upper limit applied.
Customer Ratings
On the Apple App Store, the OFX app has around 1,900 ratings with an average score of 4.8 out of 5
On the Google Play Store, the OFX app has over 2,500 ratings with an average score of 4.4 out of 5
With OFX you can send and receive money to bank accounts
Learn more
Western Union Money transfer app accepts debit cards and credit cards
- Western Union money transfer smartphone app
This company is the largest money transfer provider in the world. They have over half a million agents around the world, although their fees and exchange rates are not very competitive.
Western Union are best for…
They have cash collection points and their transfers can be instant.
Unfortunately, the fees charged by Western Union are not easy to understand or calculate. They are among the more expensive money transfer providers, and their fees do vary dramatically based on the countries and currencies that you’re sending between.
App exchange rates and fees
Western Union does provide limits on how much you can send, depending on the services you want to use. Upper limits are typically between $500 and $2,500 USD, although these can vary depending on countries, currencies and services.
Transfer limitations
Western Union does have limits on how much you can send, depending on the countries and currencies you’re exchanging between. These limits are normally very generous and will meet the needs of most users.
Customer Ratings
On the Apple App Store, the Western Union app has over 150,000 ratings with an average score of 4.8 out of 5
On the Google Play Store, the Western Union app has over 179,000 ratings with an average score of 4.5 out of 5
international mobile money transfer
Simple card scanning
Quickly make a money transfer on your mobile phone by setting up card payments. Avoid mistakes by simply scanning your credit2 or debit card using the camera on your device.
mobile-app-page-screen-2
Instructional
Easily view exchange rates
View the latest international exchange rates in an instant using the widget on our mobile money transfer app. See how the US dollar compares to other currencies on the move.
Quickly repeat transfers
Save your receiver’s details to your resend list and make repeat international money transfers fast through the app.
Instructional
Instructional
Pay bills on the go
From your car payment to a mortgage, pay bills anytime, anywhere with our money transfer app.
Easy to send, simple to receive
Use the Western Union® app to send money and choose how your receiver will get the funds.
Bank account
Send money from your bank to billions of bank accounts around the world.
Learn more
Cash pickup
Transfer money with the app to thousands of agent locations internationally.
Find an agent location
Mobile wallet
You can send money directly to your recipient’s phone if they have a mobile wallet2 from one of our partners and are in a country where this service is available.
Send money to a mobile wallet
Added reliability and peace of mind
Touch ID enabled
Easily send money with our app in seconds using one-touch fingerprint login.
Transfer tracking
See the status of your money transfer on our app with your unique tracking number (MTCN).
Protected payments
We are PCI DSS compliant and committed to keeping your data and payments secure.
Encrypted transfers
We use encryption to help protect your domestic and international money transfers.
Send money on the app, available for pickup in minutes
Save details of family and friends to make repeat money transfers easier.
Track your transfer from Minneapolis to Mali and get notified when it’s done.
Start a money transfer on the app and pay later in cash at an agent location.
Scan the QR code to download the WU app.
4.8/5
4.5/5
Rating as of December 2021
Download on the App Store
Get it on Google Play
Pay the way that works for you
Directly from your bank account
Via Apple Pay® in our app
Cash at an agent location
With a credit2/debit card
Reasons to choose Western Union
Start on the money transfer app, pay in cash
Save time at the counter by starting your money transfer on our app and paying in cash at a participating agent location. Visit one of more than 61,0005 across the US.
Commitment to security
Our encryption and fraud prevention efforts help protect your Western Union® transfers.
We’re international
It’s simple to send money internationally with the app. We move money to more than 200 countries and territories.
Get rewarded with the My WU® program
Collect points6 any time you send money via the app. Get discounts off transfer fees7, with special offers exclusively for My WUSM members.
Frequently Asked Questions about the Western Union® app
How do I get the mobile money transfer app?
How do I send money with the Western Union® money transfer app?
What information do I need to provide to send money using the Western Union® money transfer app?
Can I pay in cash even if I use the Western Union®app to send money?
Are money transfer apps safe?
Can I send money internationally on the app?
Conclusion
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