Best Apps For Shares

You know how it is: you’re sitting there, looking at your phone, and you think to yourself, “I want to share this!”

But then you have to ask yourself, “Which app should I use?”

After all, there are so many apps out there. They all do the same thing—but they each have their own quirks and features that make them better suited for some things than others.

Do you want to boost your website’s traffic?

Take advantage of FLUX DIGITAL RESOURCE seo tools

So today we’re going to take a look at some of our favorite apps for sharing content on social media (and why).

Top 10 Apps for Buying Shares in Nigeria - NaijaTechGuide

Best Apps For Shares

The number of stock trading and robo-advisor options has continued to expand in recent years. While growing competition and innovation is great news for investors, it can be challenging to decide which platform best suits your goals. To help evaluate the best options in the industry, we’ve extensively researched these U.S.-based offerings to determine the top platforms for several categories.

The growth of investment apps has coincided with the evolution of user preferences, with a growing number of people opting to mainly manage their money through tablets or smartphones. Stock trading and robo-advisor platforms have embraced this transition by focusing on improving their mobile app experiences. Brokers’ desktop trading platforms have historically had more features and capabilities than mobile, but the experiences and functionality have increasingly become virtually interchangeable. This improved consistency between mobile and desktop provides investors with a more synchronized experience in terms of alerts, watchlists, and updates, while also improving the ease with which you manage your money and monitor your investment goals.
On Wednesday, January 26, 2022, Wealthfront announced that it has agreed to be acquired by one of the premier brands in wealth management, UBS, in a transaction valued at $1.4 billion.In a blog post on the company’s website, David Fortunato, Wealthfront’s Chief Executive Officer, alleviated an concerns on the part of current and prospective customers by stating, “You will see no change to your experience and can look forward to benefiting from UBS’s breadth of products, services, and intellectual capital. Rest assured that nothing will change with your account or the cost of our service. We will continue delivering great products and features to you, now at a much faster pace. And you’ll get access to even more research and insights that can empower you as an investor.”1
Best Investing Apps:
Wealthfront: Best Automated Investing App
TD Ameritrade: Best Self-Directed Trading App
TD Ameritrade: Best App for Beginners
Interactive Brokers: Best App for Active Traders
tastyworks: Best App for Options Traders
Wealthfront: Best Automated Investing App
Wealthfront
OPEN AN ACCOUNT
Account Minimum: $500
Fees: 0.25% for most accounts, no trading commission or fees for withdrawals, minimums, or transfers.
Read full review
Wealthfront delivers a powerful, digital-only investment experience that gives users access to comprehensive money management features through an elegant, sleek design. You’ll find the financial guidance, account aggregation, goal setting, investing, and banking options to be both user-friendly and seamless to navigate. Wealthfront’s Self-Driving Money allows you to further automate your finances by using a rules based approach to move money between your accounts while optimizing for your goals, putting even control of your financial journey right at your fingertips.

The mobile apps for Android and iOS platforms are both superb and are on par with the desktop experience in terms of features, functionality, and ease of navigation. It’s clear the app is thoughtfully designed with the intention to minimize unnecessary data inputs or typing, opting instead to leverage more user-friendly sliders, drop-down menus, and auto-fill functionality. You’ll still have to input user IDs and passwords when linking external accounts, but generally the workflows are intuitive and consistent. Overall, while E*trade’s Core Portfolio robo-advisor offering won our Best for Mobile Experience category, Wealthfront’s platform provides a polished, smart user experience with exposure to a significantly greater range of comprehensive money management tools.

Pros
Comprehensive financial planning tools

The digital-only financial guidance through Path is best in class

Thoughtful mobile experience designed to reduce errors and optimize functionality

Self-Driving money provides seamless financial management through your smartphone

Cons
External account syncing can be inconsistent

No discounts for larger balances

No human financial advisors

TD Ameritrade: Best Stock Trading App

OPEN AN ACCOUNT
Account Minimum: $0
Fees: Free stock, ETF, and per-leg options trading commissions. $0.65 per options contract.
Read full review
TD Ameritrade stands out for creating a mobile trading experience that can be more intuitive than the desktop version while maintaining a deep feature set. The mobile trading features are neatly organized into easy-to-understand functionalities and menus. This simple design incorporates watchlists, orders, managing positions, options, and chart customization. If you are using the TD Ameritrade app, the workflow is slimmed down to focus on what you need for buying and selling as well as monitoring the overall portfolio. With thinkorswim, however, the workflow mimics the downloadable platform and allows you to customize charts, analyze positions, and much more.

Regardless of which app you use, you’ll find that TD Ameritrade’s mobile experience has all the accessories needed to manage your money on the go. The apps provide a dynamic and powerful alternative to the full desktop versions. While thinkorswim users will still gravitate to the desktop version whenever possible, the TD Ameritrade app can serve its users as the primary trading platform.

Pros
Expertly designed mobile apps that are more streamlined than desktop versions

Choice between two apps appeals to users of all backgrounds

Charts, updates, and customizations fluidly sync between mobile and desktop platforms

Extensive investment selections and trading functionality

Cons
Drawing on charts is only available through thinkorswim mobile

TD Ameritrade doesn’t offer fractional share trading

Some tools are only available on one platform, creating a challenge for hybrid users

TD Ameritrade: Best App for Beginners

OPEN AN ACCOUNT
Account Minimum: $0
Fees: Free stock, ETF, and per-leg options trading commissions. $0.65 per options contract.
Read full review
TD Ameritrade also wins our best app for beginners category, boasting a clear educational focus that empowers users to better understand the market and investing. TD Ameritrade supports a range of educational offerings that match investors of all backgrounds. That said, accessing TD Ameritrade’s education through the app isn’t as full featured as going through the website. The educational angle has been slimmed down to put more focus on investing on the go rather than learning about investing on the go. Even this slimmed down educational experience is much more comprehensive than the competition, however, as TD Ameritrade is pulling from one of the deepest libraries of content around.

Investors can start with TD Ameritrade without committing to the platform by trading via a paper account, a helpful feature for investors to understand how the market behaves without risking capital. For paper trading on mobile, you have to use the thinkorswim mobile app. This is a great feature for aspiring traders to test out, but it can be intimidating if you are just looking to do basic investing. Overall, however, you will find that the mobile experience gives a comprehensive feel without being overpowering, allowing you to choose features that match your capabilities. This allows for a gentler introduction to investing and makes TD Ameritrade an excellent choice for beginner investors.

Pros
Mobile app is designed with ease of use and education in mind

Wide-ranging educational tools to empower investor knowledge

Blend of trading platforms and investment options for variety of users

Extensive learning pathways covering the basics to advanced investing strategies

Cons
No fractional share trading

Low interest on uninvested cash

Interactive Brokers: Best App for Active Traders

OPEN AN ACCOUNT
Account Minimum: $0
Fees: Maximum $0.005 per share for Pro platform or 1% of trade value, $0 for IBKR Lite
Read full review
While TD Ameritrade has the best app for self-directed trading, Interactive Brokers (IBKR) edges out the competition for our best app for active traders category. Sophisticated traders will find an immediate fit as the mobile experience carries over all the core features from the desktop Traders Workstation (TWS) functionality, which is one of the most comprehensive trading platforms in existence. Users will also have access to every available asset class, including cryptocurrency for direct coin trading, to go alongside unmatched research, analysis, and strategy tools.

The overall mobile experience generally flows smoothly for experienced traders who already know TWS. The mobile app provides synchronized functionality with watchlists created on the app also being visible on the desktop offering. While the core features of the IBKR app maintains nearly all the functionality of the desktop version, there are some reasonable constraints given the depth and breadth of the full TWS platform. The desktop option has a lot more options for analysis and trading strategies. Despite these constraints, the Interactive Brokers app stands above the rest as the top option for active traders because of the range of assets and markets it puts into your hands.
Pros
Mobile experience successfully mimics core functionality of the comprehensive desktop version

App stock screeners and option strategies matches web offering

Mobile charts are detailed, intuitive, and provide useful indicators

Outstanding order execution processing

Attractive, low margin interest rates

Cons
No fixed income screener on mobile

Expansive platform capabilities may have a learning curve

Real-time data streams on only one platform at a time, limiting investors who use multiple devices simultaneously

tastyworks: Best App for Options Traders

OPEN AN ACCOUNT
Account Minimum: $0
Fees: $0.00 stock trades, $1.00 to open options trades $0.00 to close
Read full review
Tastyworks specializes in options trading with a focus on intuitive tools, education, and seamless design. This relentless focus on options trading—and nothing but—has tastyworks taking our top spot in the best app for options traders category. The workflow is built with seamless options order management in mind, which results in an effective and quick trading experience. The mobile app has order types, asset classes, and quote streaming capabilities that mirror the desktop version.

While tastyworks’ option workflow optimization makes it stand out in this category, there are some notable mobile constraints such as a lack of news, research, and drawing tools. Graphs on mobile devices also cannot be rotated horizontally, which is the biggest drawback of the mobile platform. Simply put, tastyworks is a great broker for options traders and the majority of those traders will be using the desktop whenever possible. That said, the tastyworks mobile app is singularly focused on options trading, whereas other brokerage mobile apps have to balance options features against more heavily used asset classes. This means tastyworks’ mobile app is stripped down by comparison, but still gets the job done for options traders when they are away from the desktop version.
Pros
Mobile user flow is optimized for full options trading

Drag and drop feature for options legs

Outstanding blend of tools and pricing compared to competition

Excellent library of educational content and tools

Cons
Account opening isn’t supported on mobile devices

Price alerts and order notifications aren’t available

Heavy options traders won’t find the mobile experience a suitable desktop replacement

App isn’t optimized for trading anything outside of options

Compare the Best Investment Apps
Company Fees Account Minimum Mobile App
Wealthfront 0.25% for most accounts, no trading commission or fees for withdrawals, minimums, or transfers. $500 Android, iOS
TD Ameritrade Free stock, ETF, and per-leg options trading commissions. $0.65 per options contract. $0 Android, iOS
Interactive Brokers Maximum $0.005 per share for Pro platform up to 1% of trade value, $0 for IBKR Lite $0 Android, iOS
tastyworks $0.00 stock trades, starting at $1.00 to open options trades $0.00 to close $0 Android, iOS
How to Pick a Broker That’s Right for You
The Evolution of Investing Apps
The rapid advancement of technology has benefited investors by providing more market knowledge, transparency, and investment options than ever before. Originally this technological transformation was more keenly felt on desktop trading experiences. However, with more investors opting to use mobile devices, brokers have focused on improving these experiences as well. As a result, many app and desktop experiences are very close to parity in terms of functionality, ease of use, and synchronization. It is fast becoming industry standard to provide the same investment functionalities across all trading platforms.

That said, more sophisticated investors and active market participants like traders will likely never feel completely comfortable moving to mobile only experiences. There are physical limitations to mobile screen size that will frustrate chart enthusiasts and many of the heavier features and tools on trading platforms are still often missing or watered down on the mobile versions. Heavy traders, in particular, tend to prefer the higher level of customization that can really only be done on a desktop platform. For average investors, however, the choice between using mobile or desktop investment platform versions is now mostly a matter of preference. Investors looking to buy-and-hold or trade intermittently throughout the year can now do so entirely on mobile apps without missing much of significance if they never use their broker’s desktop platform. The speed at which the market went from trading by phone to trading by computer to trading by smartphone has been truly remarkable.
Desktop vs. Mobile Experiences
Desktop trading platforms still have a strong customer base because of the superior trading experience they provide. Thanks to the growth of app-only retail investors, however, brokers can’t focus solely on the desktop experience. Mobile-first and mobile-only brokerages already exist, and established brokers are having to simultaneously develop their desktop and mobile platforms to keep up.

To do this, many brokerages have changed their product approach to focus on creating a consistent experience across multiple devices. This means you can usually find similar workflows and key tools regardless of which platform you are on. This comes with a trader-specific caveat, as many desktop platforms intended for active traders have to cut out a lot more when transitioning to mobile when compared to brokerages with platforms aimed at average investors.

The extent of this feature reduction has been lessened as the smartphone technology running these trading apps has improved, however, and more brokers are aligning and synchronizing key features across both the mobile and desktop workflows such as analysis, research, screening tools, money movement, and charting. More recently, complex trading strategies originally reserved for desktop experiences like multi-leg options trades and contingent orders have been enabled on apps as well.

What are the advantages of using an investing app to trade stocks?
The key advantage of using an investing app to trade stocks is accessibility. Investing apps have leveraged rapid mobile technological advancements to make it easier than ever to invest and trade stocks. Like most people now, you probably carry your mobile device with you all the time, allowing you to react to market movements and monitor your investments in places where it just wasn’t practical before. The convenience of mobile trading has also made the market more accessible to users of all backgrounds, interests, and experience levels. You don’t need a trading terminal with four monitors anymore. Increased competition among brokers and innovation in the form of new apps and platforms has reduced barriers to entry such as cost and education. With a supercomputer in your pocket, you have access to the same real-time market data on the go and can trade accordingly.

What are the disadvantages of using an investing app to trade stocks?
While investment apps are moving closer to full feature parity with the desktop versions, there are still some functionality gaps that impact certain types of investors. The gaps vary by investment platform and investor preferences, but generally you can expect there to be some product differences between desktop and mobile trade experiences in terms of the charting and analysis tools. Some investing apps also omit asset types or market exchanges that are available through the desktop version. Another disadvantage to app-based trading is the size limitations on mobile devices compared to full computer monitors. These factors tend to affect active traders the most, but they can be a downside for any investor depending on your preferences and trading strategies.

Another issue that has often been tied back to mobile investing apps is the gamification of finance and overtrading. Having constant access to your portfolio throughout the day, and possibly being nudged to look at it by badges and alerts, can push an investor to pay too much attention to day-to-day market noise. Active traders, of course, live for market fluctuations, but longer-term investors are often hurt when they act on short-term market moves. Gamification is a related issue where some investing apps are designed to nudge users to be active on a daily basis through in app awards and recognition. Again, this is fine if you are looking to be an active investor, but it’s a negative if that is not your goal.

Is there any other advice you’d offer someone who is considering using a stock trading app?
App-based trading gives you access to financial markets right at your fingertips, wherever you are located. When considering investing through a mobile app it’s helpful to identify your goals, preferences, and investment strategy. Being aware of your personal investment experience and educational opportunities can also help match you to the right trading platform. It is also important to evaluate the broker as a whole, rather than just by the mobile app. A slick app can’t make up for the impact of higher than average fees and poor execution, for example.

As you decide between different apps, you may find some platforms provide paper based accounts to experiment without risking your personal capital. Testing out more than one app-based investment offering can also give you more insight so as to properly compare and contrast features that match your preferences. All these factors can help determine which app will be the right fit for you.

Methodology
Investopedia is dedicated to providing investors with unbiased, comprehensive reviews and ratings of online brokers. Our reviews are the result of months of evaluating all aspects of an online broker’s platform, including the user experience, the quality of trade executions, the products available on its platforms, costs and fees, security, the mobile experience and customer service. We established a rating scale based on our criteria, collecting thousands of data points that we weighed into our star-scoring system.

best stock apps for beginners

Time constraints are one of the biggest obstacles for aspiring investors — and even experienced investors trying to grow their portfolios. A packed schedule gets in the way of the research and management required to develop a successful financial portfolio. Today’s best investment apps for beginners and everyday investors aim to solve that problem by making your finances accessible straight from your smartphone.

There are apps dedicated to almost every investment strategy and at every skill level. From beginners ready to make their first investment to advanced entrepreneurs looking to trade stocks on the go, the right app can make many financial actions more accessible. Keep reading to find the best investing apps and start building your portfolio straight from your phone.

What Are The Best Investment Apps For Beginners?
The best investment apps for beginners focus on a few main features: user experience, risk management, and available information. Beginners should find apps that show them the ropes while making investments that fit their personal financial goals. Based on this, here are some of the best investment apps for beginners:

Acorns

Stash

Ally

Invstr

Robinhood

Wealthbase

Ellevest

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investment apps for beginners

  1. Acorns
    Acorns is a great investment app for beginners. This app is especially useful if you want to bolster your savings and invest without even thinking about it. The app integrates with your credit or debit card and rounds up purchases to automatically add funds to an investment account. Acorns allows you to invest in ETFs and a few fractional shares in stocks. Three tiers (lite, personal, and family) allow users to add additional accounts for a premium rate. Other key features of the app include:

No investment minimums

Five portfolio types

Automatic rebalancing

Option for family spending account

24 hour customer support by phone or live chat

Costs $1 to $5 a month depending on account type

  1. Stash
    Stash is one of the best apps for beginners hoping to learn the ropes of investing fast. The app mixes educational content and games to make financial topics easier to learn. Users can customize goals based on what they want to focus on and actively track their progress. Stash lets you work with value-based investment offerings and provides suggestions for building your portfolio. Stash is also known for:

$5 Investment minimum

Fees ranging from $1 to $9 a month

Educational support

Option to invest in stocks and ETFs

No inactivity fees

Visualization tools for investment decisions

  1. Ally
    Ally invest is a great option for beginners interested in stocks and bonds. This app integrates real-time data to allow users to trade anytime, anywhere. Ally invest also gives users access to bonds, mutual funds, and ETFs. There is no minimum investment, and the app doesn’t require additional downloads to access the trading platform (making it very user friendly). Additional features include:

Nonexistent fees on eligible stock and options trades

Options pricing calculator

Some transaction fees depending on investment type

Chat, email, and phone support

Additional web browser based access

  1. Invstr
    Invstr is one of the best investment apps for beginners. This investing app is best known for its fantasy game-play, allowing users to play with $1 million in fake cash to learn more about stocks. Invstr is a great option for anyone who wants experience managing a portfolio before actually getting started. The app has an active community of investors and an updated news feed to help users learn more about managing a portfolio. Invstr also offers:

Real cash prizes for successful game play

Fractional shares in stocks

Portfolio management simulation

Access to specialized education material

Interactive game play

  1. Robinhood
    Robinhood gained popularity as one of the first apps to offer stock trading without fees or commissions, which made starting a stock portfolio a lot more attractive for first-time investors. Today, several apps have this same offering, but Robinhood still stands out for a few reasons. First, the app allows users to trade cryptocurrency without fees. Robinhood also has no minimum account balance and no inactivity fees. Its user-friendly interface also makes it stand out among other web-based trading platforms. There are a few drawbacks to keep in mind, for example, Robinhood doesn’t sync with retirement accounts and has limited customer support. But given its user-friendly interface and nonexistent fee structure, Robinhood remains one of the best stock market apps.
  2. Wealthbase
    Wealthbase is an investment simulation app, perfect for beginners hoping to learn the ropes alongside friends. Users can make stock trades and exchange cryptocurrency — and keep an eye on their friends’ feeds to see how well they’re doing. The app’s purpose is to get more comfortable with trading and selecting stocks. The added social component makes the process more enjoyable, and allows you to discuss your options with others. Many beginners find Wealthbase to be a great app for learning without actually worrying about the risks of making an initial investment without experience.
  3. Ellevest
    Investors interested in selecting a socially-minded portfolio may want to consider Ellevest. The app is known for its highly rated robo-advisors and its focus on investments that positively impact women. Ellevest offers portfolios that are focused on impact funds, or companies with female leadership, sustainable business practices, and community services. Investors can review the various options and put their money in companies with similar visions.

Investing App Tips For Beginner Investors
The best investment apps aim to make investing more accessible for anyone, especially beginners. If you are curious about investing for the first time, apps with low minimums and affordable fee structures can be a great way to get started. For example, through Acorns and Ally, you can start investing your extra money straight from your smartphone. Other beginner apps, like Invstr, allow you to learn about investments before you get started with your own funds. The features offered by beginner-friendly apps can enable you to learn how to invest without going through a financial advisor, risking your savings, or even spending significant time researching ahead of time. The key is to find an app that is compatible with your learning style and go from there.

best investment apps for beginners

11 Best Investment Apps For Everyday Investors
While there are a number of beginner-friendly options, apps have a lot to offer investors of all skill levels and portfolio types. Whether you are interested in stock trading or overall portfolio management, there is probably an app for that. The following are some of the best investing apps available:

SoFi

Merrill Edge

Wealthfront

Betterment

M1 Finance

E-Trade

TD Ameritrade

Wealthbase

Stockpile

Fidelity

Charles Schwab

  1. SoFi
    SoFi, short for Social Finance, is a relatively new investment app known for its easy-to-use platform and low costs. Users can pick between an active investing account or a passive portfolio managed by robo-advisors. Investment options include stocks, crypto and ETFs. There are no commissions on trades or recurring account fees. SoFi also offers free financial planning sessions to encourage sign ups and facilitate financial education through its app. With no account minimums, SoFi is a great option for beginners looking to learn.
  2. Merrill Edge
    Investors looking for other apps without trading fees will find Merrill Edge to be a great option. This app allows users to trade stocks and options without hidden fees. Merrill Edge is owned by Bank of America, and offers integrations for account holders. This feature allows users to utilize the same online login and transfer funds instantly across both platforms. A few other features of Merrill Edge include:

Preferred rewards program for eligible users

Educational resources including courses, webinars and articles

Customizable dashboard for trading

No annual or inactivity fees

Tradable stocks, bonds, mutual funds, options, and ETFs

  1. Wealthfront
    Wealthfront is a hands-off investing app that allows you to grow your funds with the help of a robo-advisor. The app starts with a questionnaire about your financial goals and risk tolerance before guiding you towards specific investment options. The app will then balance your portfolio as needed, charging a .25 percent account management fee. The minimum investment is $500, which can be steep compared to other apps on this list. However, this minimum is relatively low when compared to investment opportunities outside of the app store.
  2. Betterment
    Investors looking for an app to help create a tax-friendly portfolio will enjoy learning more about Betterment. It’s known for being the first app to offer a robo-advisor, though this feature has since expanded to other apps. Betterment stands out by managing user accounts with taxes in mind so that it can minimize losses. A few other features that make Betterment stand out today are:

Taxable and retirement account management

No minimum investment required

Phone support from certified financial planners

User survey to create tailored portfolios

A .25 percent management fee

  1. M1 Finance
    M1 Finance strikes a balance between hands-on investing and automated portfolio management. The app allows users to build a portfolio of stocks and ETFs. M1 Finance works best for investors who want the flexibility to build their own portfolios, with a little guidance along the way. It offers a taxable investment account and IRA for users. M1 Finance also includes:

Hybrid investment setup with stocks and ETFs

Taxable account minimum at $100

Retirement account minimums at $500

No fees after account minimum is met

Premium version with more stock options

  1. E-Trade
    Another one of the best stock investment apps is E-Trade. This app is known for the number of options it provides users. With thousands of stocks, options, mutual funds, and ETFs, investors get the freedom to choose how their portfolio is set up. This is a great fit for investors who already have a little knowledge on the stock market and where they want to invest. Other features to keep in mind are as follows:

No commission for trading stocks

Live news and market analysis

Personalized notifications on stocks

Robo-advisor offerings available

Minimum balance of $300

  1. TD Ameritrade
    If you like diving into all the details of a subject before getting started, TD Ameritrade is about to become your best friend. This app allows users to access information on stocks, companies, and markets to make informed decisions when investing. There are even educational videos available to break down more complex topics. TD Ameritrade also offers users:

Multiple trading platforms

No investment minimums

Wide variety of investments

Customer support and advice

Free educational resources

  1. Wealthbase
    Wealthbase is another simulation-based app for those who want to gain a little experience before investing their funds. The app connects to your social media accounts to show you updates of friends who play as well. This allows users to discuss potential investments with friends who are interested in stocks as well. Wealthbase is primarily known for its in-app game, but can also be accessed from the web as well. This social-oriented investment app can be a great entry into the world of investing, especially if you want to learn from those around you.
  2. Stockpile
    The aptly named Stockpile app allows users to purchase fractional shares of stocks to grow their financial portfolios. This app is commonly known for its gifting feature, that allows users to send gift cards for stock to friends and family. This can be a great way to ease someone new into investing. Other popular features of the app include:

No monthly fees

Gifting feature makes it easier for younger investors to get started

Charges only .99 cents for a trade

You don’t need an account on the app to send a gift

  1. Fidelity
    Fidelity hosts over 3,500 mutual funds for investors to choose from and trade, commission-free. The trading platform also offers a number of educational resources for users to learn more about their investment choices. The educational content makes this app stand out for beginners, while the numerous options make the app attractive to more advanced investors. Fidelity also offers user:

No fees or commissions on trading

No account minimum

Comprehensive customer service

A variety of research tools for users

  1. Charles Schwab
    Charles Schwab is another well-known investment app for users of all experience levels. This app allows users to choose from a large investment selection without worrying about transaction fees. Charles Schwab is popular among investors for its user-friendly mobile app and education resources. Other features of the app include:

Low to no account minimums

Stocks, bonds, ETFs, Futures, and Options available

No annual or inactivity fees

Two mobile apps and a desktop version to choose from

Fractional shares available

Investment Apps FAQs
It’s important to ask some questions before diving into the world of online investing. While each app is going to have slightly different features and benefits, there are some general factors to look out for with each platform. Read through the following questions and answers to learn more about investing apps.

How Much Money Should I Invest?
There is not a set amount of money you “should” invest, instead your overall contributions should be tailored to your goals. With any new financial endeavor, the best strategy is often to start small as you get comfortable with the ins and outs. Luckily, many of the apps listed above have minimal fees (if any) when getting started. Consistent contributions and proper management over time can help you initial investment grow considerably.

Is The Money Insured?
Money invested in market-based assets is not insured, meaning you could lose your investment depending on the asset performance. These assets include stocks, cryptocurrency, ETFs, mutual funds, and other asset types.

Many online brokerages are registered with the Securities and Exchange Commission (SEC). For certain apps, like Betterment for example, your funds are protected up to a certain amount if the platform were to shut down. But again, this does not mean your investment is insured against market changes.

Which Assets Are Available To Trade?
Investors can trade stocks, bonds, ETFS, mutual funds, stock options on many of the apps listed above. The exact assets will depend on the platform you choose, so research carefully to make sure you can create your ideal portfolio.

Can Apps Be Used For Active Trading?
Certain apps can be used for active trading, such as Charles Schwab or Robinhood. Investors interested in trading on apps should make sure to review the assets offered and fees charged before selecting a platform.

Summary
The best investment apps for beginners and everyday investors will be able to meet you exactly where you are, and help grow your skills and finances along the way. Whether you are looking to start saving for retirement, trading stocks, or supplementing your income, the right investment app should be able to help. If you are a beginner, start with an app that offers educational resources and assistance from a financial advisor. If you already have some investment experience, find an app that will help you diversify your assets. The various investment apps available can assist you in reaching your financial goals, no matter what your starting point is.

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The information presented is not intended to be used as the sole basis of any investment decisions, nor should it be construed as advice designed to meet the investment needs of any particular investor. Nothing provided shall constitute financial, tax, legal, or accounting advice or individually tailored investment advice. This information is for educational purposes only.

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