Best Accounting Software For Small Business Mac

This post is about the best accounting software for small business Mac.

We will cover the best and most popular accounting software for small businesses, as well as some that are not as well-known but still have a good reputation.

We will also cover some of the features you should look for when choosing an accounting software for your business.

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This post is intended for anyone who is looking for an accounting software for their small business.

Best Accounting Software for Mac 2022 | iMore

Best Accounting Software For Small Business Mac

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Mac Accounting Software
Get the best mac accounting software for your business. Compare product reviews, pricing below. Read our buyer’s guide for more help.

EDITOR’S PICKS
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BUYER’S GUIDE
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BEST
Overall
QuickBooks for Mac Screenshot
QuickBooks for Mac
Company snapshot dashboard
e-Statements
Automated payment reminders
Demo
Learn More
BEST FOR
Ease of Use
AccountEdge Pro Screenshot
AccountEdge Pro
Multi-currency accounting
Departmental accounting
Progress billing
Demo
Learn More
BEST
Web-Based
Xero Screenshot
Xero
Works straight “out of box”
Easy collaboration with other users
High number of available integrations
Demo
Learn More
BEST FOR
Affordability
Zoho Books Screenshot
Zoho Books
Strong inventory included
Time-tracking
Bundles available with other Zoho products
Demo
Learn More
The best Mac accounting software won’t just be a facelifted version of PC software. It has to be designed with the Mac user in mind. If you’re an Apple person, all you want is great software, but you’re usually stuck with a poorly built Mac version that was originally designed for PCs.

Mac users value their Apple products because they’re well-built and easy to use–your small business accounting software should have the same strengths. Finding an accounting software that is built only for Macs is possible, but rare.

Software developers usually have a PC-first mindset given that PCs are far more popular than Macs overall. While accounting software with a Mac-specific UI are available, Mac users will find more options to choose from if they are open to online accounting software options.

BEST OVERALL
QuickBooks for Mac ★★★★★★★★★★ (3)

Company Snapshot
Invoices
Payments
Profit and Loss Details
QuickBooks for Mac
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$299.95 (perpetual license)
Client OS
Mac
Demo Pricing
Intuit’s QuickBooks for Mac is a small business accounting software that can be locally installed or hosted. Core functionalities include:

Tracking expenses and revenue
Invoicing
General ledger
Inventory tracking
Payroll
Purchase order management
Time tracking
iCloud document sharing is also available–it lets you share your files between Macs connected through iCloud.

Pricing: QuickBooks Desktop for Mac starts at a one-time fee of $299.95.

QuickBooks for Mac Homepage
QuickBooks for Mac makes it easy to navigate from the Homepage.
BEST FOR EASE OF USE
AccountEdge Pro ★★★★★★★★★★ (7)

Void Check with New Stamp
UI Sales Register
Sales and Purchases
Inventory
Payroll
Sales
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$399 (perpetual license)
Client OS
Mac, Windows
Demo Pricing
AccountEdge Pro is a complete small business accounting and management solution that runs locally on your Mac. The solution is very straight forward to learn–offering ease of use when it comes to inputting sales, recording purchases, running payroll, or building your inventory.

AccountEdge Pro for Mac has long been a full-featured on-premise accounting system for Mac users. With the switch to macOS Catalina, AccountEdge is not able to offer a compliant version of the classic version of Mac. Due to the popularity of the system for the Mac, the developers have promised to release a Catalina-compliant version of the classic version in Fall 2020. The program is still available for Mac-users who have not upgraded to Catalina, by using a Parallels virtual machine environment, or via their hosted version.

AccountEdge features accounts payable, accounts receivable, general ledger, invoicing, time billing, purchase order management, payroll, and inventory management. Business Insights are available to Mac users only–this functionality calculates financial information and provides information on profits, operating balances, and turnover in the fiscal year.

Pricing: AccountEdge Pro for Mac starts at a one-time fee of $199 for single user access or $349 for multi user.

Sales register UI in AccountEdge Pro
Sales register UI in AccountEdge Pro.
BEST WEB-BASED
Xero ★★★★★★★★★★ (3)

Xero Dashboard
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$9/month
Client OS
Web
Demo Pricing
Xero is a popular cloud-based accounting solution that markets heavily towards Mac users. Some functionalities include:

Importing transactional data from linked bank accounts or PayPal
Tracking cash flow
Keeping detailed financial records for tax time
Creating financial reports
Automating sales tax rate calculation
Sending payment reminders
Mobile apps are also available for the iPhone, iPad, and Apple Watch to manage your financials on the go. Xero also uses Apple’s Touch ID to increase the security of your data.

Xero acknowledges that while many Mac users prefer a dedicated Apple software, it can be difficult to provide to provide the same features to both Windows and Mac users with separate options. Because of this, their web-based option is cross-platform compatible–mainly to avoid workarounds and to improve the ease of sharing data to PC users (such as an accountant your business may use).

Pricing: Xero’s pricing starts at $9/month for a limited plan that lets you send up to 5 invoices, enter 5 bills, and reconcile 20 bank transactions.

Xero dashboard
The Xero dashboard shows bank account balances, outstanding bills and invoices, and total cash in and out.
BEST FOR AFFORDABILITY
Zoho Books ★★★★★★★★★★ (4)

Invoicing
Recurring Bills
Inventory
Bank Reconciliation
Time Tracking
Contacts
Dashboards
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$9/month
Client OS
Web
Demo Pricing
Zoho Books is an online accounting software that lets you manage your financials and banking, automate your sales and purchasing workflows, and even track time and create reports. Zoho Books includes accounting capabilities such as accrual accounting, good control over the chart of accounts, and the ability to create journal entries. Small business owners can create profit and loss statements and balance sheets to monitor the financial health of their business.

Zoho Books has a strong mobile accounting app that is available for iOS and Android devices. The iOS version lets you send invoices, estimates, and account statements to customers within an iMessage app. GPS and Apple Maps can help track mileage and turn it into an expense. Siri can also be used for reminders about transactions. Zoho Books even has an app for the Apple Watch.

Pricing: Zoho Book’s pricing starts at $9/month for the basic version. Yearly pricing is available as a discount over month to month pricing. Additional users start at $2/month.

Zoho Books Invoicing mac Accounting Software
Create invoices in Zoho Books.
All Products
Xero Screenshot
Xero ★★★★★★★★★★ (3)
Xero is an online accounting solution for small businesses that is known for its ease of use. See your cashflow in real-time with online billing, banking and accounting. Just login anytime, anywhere. Free trial, pay nothing until you’re ready; No setup…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$9/month
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
FreshBooks Screenshot
FreshBooks ★★★★★★★★★★ (5)
FreshBooks is a cloud accounting solution designed for freelancers and small business owners. It is a simple and intuitive solution, so accounting isn’t intimidating. Create professional invoices, capture your expenses and track your time towards…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$15/month
Client OS
Web, iOS, Android
Deployment
Cloud Hosted
Demo Pricing
Sage Business Cloud Accounting Screenshot
Sage Business Cloud Accounting
Sage Business Cloud Accounting (formerly Sage One) is a simple, online accounting and invoicing solution designed for small businesses. Sage Business Cloud Accounting includes: Easily create and send custom invoices; Quickly record income and expenses…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$10/month
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
ZipBooks Screenshot
ZipBooks
ZipBooks is a simple accounting software that is completely free to use. The solution lets you send professional invoices, get paid via credit cards or Paypal, handled automated billing, manage bookkeeping with bank reconciliation, create reports, and…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$15/month
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
MoneyWorks Screenshot
MoneyWorks
MoneyWorks by Cognito Software is a simple and flexible accounting software for Mac, Windows, or the cloud. The solution can be purchased outright or subscribed on a month to month basis. The software offers big business capabilities at a small business…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$249 (perpetual license)
Client OS
Mac, Windows
Deployment
On-Premises
Demo Pricing
QuickBooks for Mac Screenshot
QuickBooks for Mac ★★★★★★★★★★ (3)
QuickBooks for Mac is your complete financial management system. Finally, after years of insufficient accounting offerings for the Mac, Intuit has developed QuickBooks for Mac to meet all your pressing business needs. Forms can be combined into one email…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$299.95 (perpetual license)
Client OS
Mac
Deployment
On-Premises
Demo Pricing
Patriot Software Screenshot
Patriot Software ★★★★★★★★★★ (1)
Patriot Software is an online accounting and payroll software solution for small businesses. The solution allows businesses to track money and pay employees with ease. The online accounting is designed to be used by the non-accountant. The package lets…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$8/month
Client OS
Windows
Deployment
Cloud Hosted
Demo Pricing
Wave Screenshot
Wave ★★★★★★★★★★ (5)
Wave is a free accounting software created with small businesses in mind. The software lets you track income and expenses, organize your financials with bank reconciliation and receipt scanning, and create professional looking invoices—all for free! Video…
Price Range
$ $ $ $ $ $ $ $ $ $
Client OS
Web, iOS, Android
Deployment
Cloud Hosted
Demo Pricing
AccountEdge Pro Screenshot
AccountEdge Pro ★★★★★★★★★★ (7)
AccountEdge is a complete small business desktop accounting and management solution for your Mac or Windows office, with everything you need to create and track sales and purchases, run payroll, track and build inventory, bill for time, and manage…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$399 (perpetual license)
Client OS
Mac, Windows
Deployment
Cloud or On-Premises
Demo Pricing
Zoho Books Screenshot
Zoho Books ★★★★★★★★★★ (4)
Zoho Books is an online accounting software that lets you manage your financials and banking, automate your sales and purchasing workflows, and even track time and create reports. Zoho Books includes accounting capabilities such as accrual accounting…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$9/month
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
FreeAgent Screenshot
FreeAgent
FreeAgent is a small business accounting software that runs completely in the cloud. FreeAgent provides invoicing, expense management, project management, and sales tax management. The software was developed specifically for small businesses, freelancers…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$12/month
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
QuickBooks Online Screenshot
QuickBooks Online ★★★★★★★★★★ (30)
QuickBooks Online is the most flexible accounting software solutions to link multiple users and locations to their business finances-anytime, anywhere. It has the accounting functionality of QuickBooks desktop software, but instead of installing it on a…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$15/month
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
MYOB Screenshot
MYOB ★★★★★★★★★★ (1)
MYOB is a full-service online accounting system. It can handle accounts receivable/payable, payroll, time sheets, and all other accounting needs. But it also has powerful tools to consolidate multiple locations into one dashboard, track foreign…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$10/month
Client OS
Mac, Web, Windows, iOS, Android
Deployment
Cloud Hosted
Demo Pricing
CheckMark MultiLedger Screenshot
CheckMark MultiLedger
After 14 years on the Macintosh, MultiLedger is better than ever and is now available for Windows! MultiLedger is a fully integrated, fully cross-platform accounting program combining General Ledger, Accounts Receivable, Accounts Payable, and Inventory…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$499 (perpetual license)
Client OS
Mac, Windows
Deployment
On-Premises
Demo Pricing
Connected Accounting and ERP Screenshot
Connected Accounting and ERP ★★★★★★★★★★ (4)
Connected Accounting and ERP is a business management application designed for small to midsized companies. Connected can be deployed on traditional networks, with both Mac and/or PC clients, or in the Connected on Demand hosted cloud . The application…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$499 (perpetual license)
Client OS
Mac, Windows
Deployment
Cloud or On-Premises
Demo Pricing
Genesis Accounting Screenshot
Genesis Accounting
With Genesis Accounting, you get a flexible, proven, general-application accounting solution that integrates seamlessly with your other FileMaker apps to provide all the accounting capabilities your business needs to run smoothly: General Ledger; Accounts…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$249/month
Client OS
Mac, Web, Windows, iOS, Android
Deployment
Cloud or On-Premises
Demo Pricing
Sage Intacct Screenshot
Sage Intacct ★★★★★★★★★★ (46)
Sage Intacct is a web-based, SaaS accounting and financial management software system designed for use by small and mid-size organizations. Sage Intacct was built by finance professionals, for finance professionals, providing powerful automation of…
Price Range
$ $ $ $ $ $ $ $ $ $
Client OS
Web
Deployment
Cloud Hosted
Demo Pricing
AcctVantage Screenshot
AcctVantage
AcctVantage has been an actively supported Mac accounting software package since 1987. Because of AcctVantage’s long history on the Mac, the majority of customers are using Macintosh in their businesses! Not only does AcctVantage run on both OS 9 and OS X…
Price Range
$ $ $ $ $ $ $ $ $ $
Starting Price
$300/user/month
Client OS
Mac, Windows
Deployment
On-Premises
Demo Pricing
NDS Financials Screenshot
NDS Financials
NDS Financials Software include the General Ledger, Accounts Payable, Accounts Receivable, and Commitments for Accounting applications. The Financials Software applications are fully integrated with each other and other NDS applications, but can be used…
Client OS
Windows, Mac, Web
Deployment
Cloud Hosted
Demo Pricing
MyteMyke Accounting Screenshot
MyteMyke Accounting
This is the base system that allows more growth and flexibility in your software. Once the Accounting is in place, you may implement module by module, at your own pace, until you have a total Enterprise system which reflects the nature of your business…
Client OS
Windows, Mac, Web
Deployment
Cloud Hosted
Demo Pricing
Show More Mac Accounting Software Products…
Mac Accounting Software Buyer’s Guide
What is Mac Accounting Software?
Cloud-Based vs. On-Premise
Primary Benefits
Pricing Guide
What is Mac Accounting Software?
Mac accounting software helps track your small business income and expenses through a program that runs local to your Mac operating system. This specific type of accounting software is meant to work exclusively for the Mac–meaning your business won’t have to worry about features being released that may only work on a Windows counterpart, or having to run a virtual desktop to use a Windows program.

The best Mac accounting software will appeal to what Mac users love most about their computers and mobile devices:

Intuitive design in form and function
Aesthetically pleasing and easy to use
Allow for easy collaboration with others
In recent years, accounting software that runs exclusively on a Mac is becoming harder to find. This is due to an increase in cloud-based accounting software. Since cloud-based accounting software runs via a web-browser (such as Safari, Google Chrome, or Firefox), the solution will work independent of whatever operating you are running on. Rather than cater exclusively to Mac users, many accounting software developers are turning to online accounting software that can serve all operating systems.

Freshbooks Expense Tracking Mac Accounting Software
Freshbooks lets you easily track your expenses.
Cloud-Based vs. On-Premise: Which Is Better?
On-premise Mac accounting software should be optimized for using the latest iOS devices. This is because Macs are revered as high-end machines with a dedicated user base–ones that clamor for exclusives. These customers do not want to be treated as an afterthought to a Windows version of a program.

A mac accounting software that takes advantage of Mac-specific features will tend to have more success. This includes retina display optimization, the ability to connect via mobile applications on iPhone or iPad, and backup data in Dropbox.

Prior to the cloud, if a software developer wanted to market their product to both Windows and Mac users, they would have to create a product that worked on both. This lead to longer development times. Traditionally, developers focused their efforts on Windows accounting software (or PC-exclusive options that would not work on a Mac) have been more common.

Many software developers now choose to sell a web-based version of their solution–meaning anyone with a web browser, regardless of operating system, can access their program. Cloud-based options have many advantages over traditional on-premise options, such as cost savings, mobility, data recovery via cloud storage, and automatic updates.

Zipbooks Income Statements Mac Accounting Software
Create income statements in ZipBooks.
Benefits of Mac Accounting Software
Mac users will look for a dedicated accounting software for the following benefits:

Connect Seamlessly with iOS Apps
Many iOS applications can work alongside one another. Developers that focus on Mac users will want to ensure their accounting software can connect to many of the apps Mac users already know and love. Some simple examples include calendars, email tools, and spreadsheets. It may also include other small business applications used for time-tracking or even payroll.

Keep Your Data Organized In One Place
Macs can be known as a user-friendly system due to the drag and drop capabilities. Mac accounting software is no different–allowing you to easily drag customer data from one file to another, or connect it with a pending invoice or bill. Connections with your CRM or email tools will help even further. Since some software can be picky, you’ll want to ensure the contact details match exactly how the info is listed in any emails or CRM tools. This can help organize what info goes where.

Keep Your Data Secure
Since MacOS has traditionally been a closed system, they are often considered to be more secure than their competitors. For many years, Windows PCs were susceptible to viruses while Macs were generally safe from this type of malware. While that may no longer be as true as it was years ago, Mac users still perceive their systems as being more secure against hacking and viruses. As such, they desire a product that they can feel secure inputting financial data into.

Mac users will want to look for an accounting software with multiple layers of security. This can at times include a hands-on customer support team that understands your Mac inside and out and can help diagnose any issue that may arrive.

FreeAgent Contacts
Securely store your contacts in FreeAgent.
Pricing of Mac Accounting Software
The cost for basic on-premise Mac accounting systems start at $250-$400 (one time charge) for limited user licenses (more licenses add to the cost).

For online Mac accounting software, the price starts at $9/month for very limited solutions to $150/month for more full-featured systems. Cloud accounting software for Mac is usually billed on a subscription-based pricing model–meaning you’ll pay month to month for continued usage and included support.

Free Accounting Software for Mac
Free accounting software for Mac is available but usually comes with very limited functionality. In most cases, you will be limited to only one user, so free options are generally used by very small companies or freelancers.

An example of a popular free accounting software option for Mac includes Wave, a popular cloud-based accounting software that works in any web browser. Wave works on both Mac and PC due to it’s web-based nature. It has a free iOS app for invoicing and receipts.

Wave ★★★★★★★★★★ (5)

Dashboard
New Invoice
Products and Services
Receipts
New Estimate
Available Reports
Price Range
$ $ $ $ $ $ $ $ $ $
Client OS
Web, iOS, Android
Demo Pricing
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best small business accounting software for mac users

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SMALL BUSINESS
BEST ACCOUNTING SOFTWARE FOR MACS OF MAY 2022
Advertiser disclosure
BEST OF
Best Accounting Software for Macs of May 2022
Most accounting software can work with any operating system, but some options have more Mac-friendly features.

Tina Orem
Aug 5, 2021
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here’s how we make money.

In earlier days, a big part of choosing the best accounting software for Macs involved finding out which programs were compatible with which systems. Now, things are more universal — especially for online, cloud-based accounting software. But some accounting software packages have features that are a little friendlier for Mac users, such as desktop versions for Macs, iOS apps, iCloud compatibility and even Apple Watch apps.

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Best Accounting Software for Macs
Our pick for

Overall accounting software for Macs

QuickBooks
on NerdWallet’s secure website

QuickBooks Desktop for Mac
Starting at

$349
For a single user. For two users, $549.99; for three users, $749.99.

Promotion

N/A

View details

Our pick for

Unlimited Mac users

Xero
on Xero’s secure website

Xero
Starting at

$12/mo
Additional pricing tiers (per month): $34, $65.

Promotion

30-day free trial

View details

Our pick for

Apple Pay-friendly option

FreshBooks
on FreshBooks Accounting’s secure website

FreshBooks Accounting
Starting at

$15/mo
Additional pricing tiers (per month): $25, $50, custom.

Promotion

60% off
60% off for first six months

View details

Our pick for

Low cost, high value

Zoho
on NerdWallet’s secure website

Zoho Books
Starting at

$0
Additional pricing tiers (per month): $20, $50, $70.

Promotion

N/A

View details

Our pick for

Free option

Wave
on NerdWallet’s secure website

Wave Accounting
Starting at

$0
Free (Wave makes money via payment processing).

Promotion

N/A

View details

Product Best For Starting at Promotion Learn More
QuickBooks
QuickBooks Desktop for Mac

Best for Overall accounting software for Macs

$349
For a single user. For two users, $549.99; for three users, $749.99.
N/A
on NerdWallet’s secure website

Xero
Xero

Best for Unlimited Mac users

$12/mo
Additional pricing tiers (per month): $34, $65.
30-day free trial
on Xero’s secure website

FreshBooks
FreshBooks Accounting

Best for Apple Pay-friendly option

$15/mo
Additional pricing tiers (per month): $25, $50, custom.
60% off
60% off for first six months
on FreshBooks Accounting’s secure website

Zoho
Zoho Books

Best for Low cost, high value

$0
Additional pricing tiers (per month): $20, $50, $70.
N/A
on NerdWallet’s secure website

Wave
Wave Accounting

Best for Free option

$0
Free (Wave makes money via payment processing).
N/A
on NerdWallet’s secure website

Our picks for best accounting software for Macs
Click software name to read review.

QuickBooks Desktop for Mac
Our pick for: Best overall accounting software for Macs

Price:

$399.99 one-time payment for a single-user license.

$649.99 for two users.

$899.99 for three users.

QuickBooks for Mac has solid accounting features, such as invoicing, billing, inventory tracking, reporting, budget creation, sales and customer management. Several new features for 2021 simplify payment collection, including automated reminders, the ability to combine multiple invoices in one email, and an online payment portal. Self-employed freelancers or creatives who prefer Apple products could do well with this version of QuickBooks, especially if they do all of their own bookkeeping.

Xero
Our pick for: Unlimited users

Price:

Early: $12 per month.

Growing: $34 per month.

Established: $65 per month.

Xero stands out by allowing unlimited users at every subscription tier, a potentially valuable feature for businesses where several users may need at least limited access to the system to run reports or analyze performance. You can also set up different permissions for each user so employees have access only to what’s relevant to their job. By contrast, QuickBooks Online Advanced allows just 25 users and three accounting firms. The New Zealand-based company, which has accounting software that is a market leader in some parts of the world, is also working to make inroads in the U.S. It offers a full certification program for accountants (like QuickBooks does), with more than 100,000 accountants and bookkeepers using Xero — which makes it easier for Xero customers to find outside help.

FreshBooks Accounting
Our pick for: Best Apple Pay-friendly option

Price:

Lite: $15 per month.

Plus: $25 per month.

Premium: $50 per month.

Select: Quote only.

FreshBooks’ mobile app is intuitive and feature-rich, making it a great choice for entrepreneurs who spend more time on the phone than at a desk. Aside from general accounting functions, the mobile app also allows you to respond to clients’ questions and get notified when they view or pay invoices or when invoices are overdue. With FreshBooks’ relatively recent addition of double-entry accounting, it’s also now a candidate for a larger spectrum of companies, getting generally strong industry reviews for its intuitive, easy-to-use interface. Entirely cloud-based, it covers the basics and includes some attractive automated features and reports. If you need to have more than one person access the system, be sure you factor that into the price.

Zoho Books
Our pick for: Low cost, high value

Price (when paid annually):

Free for businesses with less than $50,000 in annual revenue.

Three users: $15 per month.

Five users: $40 per month.

10 users: $60 per month.

Zoho Books packs an impressive collection of features and reporting capabilities for an affordable price. The free version is only for businesses that have less than $50,000 in annual revenue; it allows one user and one accountant. Its interface is easy to learn and use, and the option to automate workflows — for example, to send an email alert if an invoice exceeds a certain amount, or to apply a discount or late fee in certain cases — makes it stand out as an attractive choice. (You can create five automated workflows under the basic plan and up to 10 under the higher tiers.) Zoho is perhaps best-known for its customer relationship management, or CRM, and productivity apps, which integrate well with its accounting software. It’s possible to create contacts on Zoho Books based on new leads in Zoho CRM, for instance.

Wave Accounting
Our pick for: Best free option

Unlike some “freemium” software products, Wave doesn’t put out a bare-bones free product as bait, then load it down with costly upgrades. Even the free version has things like the ability to add unlimited collaborators, along with unlimited bank and credit card connections. Its separate invoicing product (also free) adds unlimited invoices and automated invoice reminders. The company, which was purchased by H&R Block in 2019, makes money through payment processing, a service you can add (starting at 2.9% plus 30 cents per transaction). It’s also among the best accounting software for payroll, as it offers a payroll add-on that starts at $20 per month ($35 in tax service states).

» MORE: NerdWallet’s best point-of-sale systems

Accounting software features that Mac users should consider before buying
Consider the following when choosing the best small-business accounting software for your Mac-based business:

Accessibility: Most new accounting software is cloud-based, meaning you can access it from any device with an internet connection, through either a browser or app for your iOS-enabled device. If wide accessibility, collaboration and integrations are important to your business, then a cloud-based option may be your priority. However, if you prefer your accounting software to be locally hosted, QuickBooks for Mac may be your best option. Just keep in mind that you won’t be able to access it from other devices and your integrations will be limited.

Collaboration: If you plan to work with an outside accountant or bookkeeper, choosing a software they can work in is paramount. While QuickBooks is one of the most ubiquitous options on the market, QuickBooks for Mac is much more niche and, as a result, may not provide easy collaboration.

Scalability: Your accounting software should be able to grow with your business. That means looking at whether you can upgrade your accounting software when you need to and whether there are limits on the use of certain features.

Feature set: Beyond the standard accounting features, what else does your business need to run most efficiently? You may also find inventory management, built-in payment processing, multicurrency capabilities, integrations and more in today’s accounting products. Be sure the one you choose has everything you need. On the flip side, don’t pay for “extras” you won’t use.

Cost: Price probably isn’t the only deciding factor in your accounting software choice, but it’s important to know what to expect. Monthly and annual subscription fees vary a lot, and add-ons could raise the price.

Conclusion

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