Best Apps For Getting Money

Whether you’re trying to earn some extra spending money, or you’re trying to save for a vacation, it is hard to set aside even a small amount of extra cash every month. The good news is that there are a number of apps that can help! These apps pay you for doing things you already do every day. From taking surveys, to playing games on your smartphone, here are seven of the best apps for getting money today!

Best Apps For Getting Money

Pros
Simple profile set-up to find work in over 1,600 skills
Attract new clients based on reviews, total earnings, and score
Pursue ongoing or one-off projects by applying directly or receiving an invitation
Payment protection ensures payment for successful work
Cons
Service fee between 5% and 20%, depending on total earnings per client
Payment is delivered 10 days after billing period ends
Clients can easily shop for and select lower rates
As a freelance marketplace driving the gig economy, Upwork is the best money-making app for skilled workers to connect with clients, while managing projects in one place. For its broad range of available skill categories, profile-building features and limitless earning potential, Upwork wins best overall.

Regardless of your previous experience, Upwork makes it simple and easy to create a profile and apply for new gigs. Freelancers can find opportunities in over 1,600 skills spanning digital marketing, coding, translation, admin work, and much more. If you can do it on a computer, you can do it on Upwork.

Through Upwork, you can apply for one-off opportunities or find ongoing work with clients. New reviews and a rising Job Success Score will make you a more attractive candidate for future opportunities. Qualified freelancers may receive invitations for exclusive opportunities.

Project funds are held in escrow through Upwork’s Payment Protection program, which helps ensure safe and timely payment for freelancers. You can receive payment through direct deposit, PayPal, wire transfer, or other methods. Unfortunately, freelancer fees range from five to 20%. The more you earn from an individual client, the lower your fee percentage. Funds aren’t credited to your account until 10 days after the weekly billing cycle ends.

As an independent contractor, you’ll have to pay taxes on earnings.2

Available on: iOS and Android

BEST FOR CASHBACK
Rakuten
RakutenSIGN UP NOW
Offering numerous cashback options for online and in-store purchases, Rakuten delivers a seamless process with rewarding sign-up and referral incentives.

Pros
Up to 40% cashback on purchases at thousands of qualifying retailers
$10 welcome bonus for spending $25
$30 bonus for referring new users who spend at least $30
Browser extension offers additional perks and features
Cons
Cashback rates as low as 1%
Users have reported app freezing issues
Must accrue $5 in cashback to redeem
Payouts occur every three months
Previously known as Ebates, Rakuten is the top money-making app for cashback, offering deals across numerous retailers along with inviting sign-up and referral incentives. Although you have to spend money to make money, the app lets you get a little cash back for purchases you’d be making anyway.

After registering, users can browse cashback offers at thousands of retailers, including Target, Best Buy, and Kohl’s. To receive cashback, simply click into a retailer from the app or website and place an order. You can also receive cashback for in-store purchases by selecting the offer in the app and linking your card prior to purchasing. However, you can’t receive cashback without first taking these steps.

Cashback rates vary by retailer, ranging from 1% to 40%. You can browse available cashback deals by store, brand, and category directly through the app.

New users can qualify for a $10 welcome bonus after spending $25. You can also receive a $30 referral bonus for introducing new users who spend $30.

Users receive payment through PayPal or a check every three months. To qualify for a payout, you must accrue at least $5 in cashback.

This money-making app also helps computer users save money. The cashback button automatically applies all applicable coupons, saving you the trouble of comparing coupons. It also displays cashback potential in Google search results and notifications about cheaper pricing available at other retailers.

Available on: iOS and Android

BEST FOR SURVEYS
Survey Junkie
Survey JunkieSIGN UP NOW
Survey Junkie has surveys that take 15 minutes or less to complete based on demographic questions, while offering instant payment via gift cards or PayPal.

Pros
Make money by completing relevant surveys for marketing and research companies
Also offers users the option to make money by sharing browsing data
Submits data anonymously to protect your identity
Redeem points for cash via PayPal or online gift cards
Cons
Pre-survey identity confirmation can become annoying
May receive invitations to expired surveys
Some surveys include repetitive questions to confirm validity
Partially completed surveys may be terminated if you don’t meet desired criteria
Partnering with brands and market research companies, Survey Junkie offers users the opportunity to complete surveys in exchange for points, which can be instantly redeemed for gift cards or payment via PayPal. For this reason, Survey Junkie wins as the best money-making app for surveys.

The sign-up process is simple. You create a profile by answering questions, allowing Survey Junkie to offer relevant surveys. Each survey awards a certain number of points, which can be exchanged for cash. One hundred points will earn you $1, whether you cash out with gift cards or choose payment via PayPal. At minimum, you need 500 points (or $5) to cash out.

Surveys take, on average, 15 minutes to complete. All surveys are optional. You can find available surveys in the dashboard, though some listed may no longer be active.

Some surveys include repetitive questions to verify your identity. Note that Survey Junkie reserves the right to disqualify and award partial points to users who don’t meet certain criteria at any point during the survey.

Beyond demographic-based surveys, this money-making app also offers the option to qualify for additional surveys based on browsing data. The Survey Junkie Pulse extension is available on both the mobile app and browser extension and tracks digital activity like searches, websites, shopping, and more to find new surveys for you.

Survey Junkie protects user data by submitting all responses anonymously.

Available on: iOS and Android

Best apps for getting money back

NerdWallet has identified some of the leading cash-back apps. To narrow the field, we found apps in the iOS App Store with a search for “cash back.” We also required a minimum of 100,000 reviews and a rating of 4.5 stars or better. These apps are also available for Android devices in Google Play.

Apps are shown in alphabetical order.

Coupons.com
Managing grocery store coupons is the specialty of the Coupons.com app. Once you select a coupon or offer, discounts are automatically applied by linking your store loyalty card to the app. If you shop at a store without a loyalty program, you can submit a photo of your paper receipt. Upon approval, the rebate is applied to your PayPal account.

User reviews: The app also lets you print coupons rather than select them in-app, but in recent months, users have been reporting technical issues with printing.

Best for: Tapping rewards linked to grocery store loyalty programs.

Download: Android, iOS

Dosh
Dosh adds hotels into the retail and dining-out discount mix. By linking a credit or debit card to the app, cash-back offers are deposited into the Dosh wallet. Cash can then be transferred into bank accounts, PayPal or Venmo. Rewards can also be donated to nonprofit charities.

User reviews: App Store reviewers like the fact that there is no receipt scanning required to get cash back, but some aren’t fans of the maintenance fees. Purchases also have to be made as credit rather than debit transactions.

Best for: Earning automatic rebates without scanning receipts.

Download: Android, iOS

Fetch Rewards
Fetch Rewards has risen in popularity, particularly when it comes to saving on groceries. Scan your receipt, or submit an eReceipt, and you’ll earn rewards points redeemable for gift cards.

User reviews: Fetch fans like the app’s ease, but privacy issues are being raised because of a social feature that shares shopping and spending information. If you decide to go this route, make sure you understand — and can live with — this feature.

Best for: Redeeming grocery receipts for points applied to various rewards.

Download: Android, iOS

GetUpside
This app aims to provide cash-back offers from grocery stores, restaurants and — perhaps most notably — gas stations.

User reviews: Getting cash back with a gas app like GetUpside has become a popular way to save, though there are occasional complaints about a limited number of gas stations that participate in some areas.

Best for: Cash back on gasoline purchases.

Download: Android, iOS

Track all the money you make
See the ins and outs of your cash, cards, and bank accounts at a glance.

Ibotta
Ibotta promises cash back whether you’re shopping in person, online, or while traveling or dining out. There are no promotional codes or coupons to track. Before shopping, you search the app for offers you like, then upload a photo of your receipt after the purchase. You can also buy the item with a loyalty card in-store or with a supported debit card through the app.

User reviews: Some previously loyal Ibotta users have complained about a recent lack of customer service. Still, with over a million reviews, Ibotta remains among the most popular cash-back apps in the iOS store.

Best for: Cash back on a wide variety of shopping options.

Download: Android, iOS

Rakuten
Rakuten is a high-profile cash-back app claiming to cover 3,500 stores and issuing payment through PayPal or by check. It also features travel savings on airfare, hotels and car rentals.

User reviews: People seem to love getting their cash-back checks and the app garners many rave reviews. Though there are some who complain about issues with receiving referral bonuses.

Best for: Direct payments every three months.

Download: Android, iOS

Receipt Hog
In addition to offering cash back for shopping, this app gamifies the process with sweepstakes, surveys, bonuses and Hog Slots spins that can pay out coins. Rewards can also be redeemed for gift cards or cash to your PayPal account.

User reviews: Receipt Hog has its share of fans, though there are those who say the payouts are small and take some time to add up.

Best for: Adding an element of fun to cash-back rewards.

Download: Android, iOS

RetailMeNot
One of the original cash-back apps born from a website, RetailMeNot is primarily a coupon finder, but it also allows users to activate online offers and receive personalized notifications for discounts.

User reviews: Some shoppers have used this app for years and brag about its ability to save them money, though of course not at every store.

Conclusion

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