Have you ever been stuck in a situation where you’re spending money on something that doesn’t really benefit you? Maybe it’s a coworker who drinks too much coffee, or a friend who always seems to be late to the party.
Splitting bills can be an excellent way to save money—but it can also be a great way to get out of paying for things you don’t use or care about. Maybe your coworker is spending $8 per day on coffee every morning, but they’re never around during lunch time. Or maybe your friend is always running late and missing social events—so it makes sense for them not to pay for the cab rides that get everyone back home safely.
Splitting bills can be a great way to save money, but only if you do it right! And that’s where [company name] comes in. We’ve compiled a list of our favorite apps for splitting bills so you can make sure you’re getting the most out of your dollar:
Best Apps For Splitting Bills
Gone are the days of getting stuck with the check at restaurants – at least for those who use a bill-splitting app.
Fortunately, there’s no shortage of these apps, which make divvying up expenses easy and can be used for more than just dining out. They can help friends split vacation costs or group gifts, or assist roommates in divvying up the grocery bill, for example. Most apps work for any phone and are free or cheap to download.
Here are six of the most popular bill-splitting apps:
Splitwise.
Settle Up.
Plates by Splitwise.
Tab.
Splid.
Snap & Split Bill.
[ READ: Best Budget Apps. ]
Splitwise
This app is free (although there’s a pro version for $2.99 a month or $29.99 a year), and it allows for splitting the cost of a bill among multiple people.
What if a friend doesn’t have the money for, say, the restaurant bill right now? The app will track that person’s balance, so while one or several people may actually pay for the meal on the spot, the person who still owes money can view their balance and chip away at it or pay it all at once.
This app allows you to pay the establishment via PayPal or Venmo – and if someone pays with cash, no worries. You can record that cash payment so people know that part of the bill was paid.
Settle Up
This app is pretty similar to Splitwise in ease of use. You may like this app better, or you may prefer Splitwise. Settle Up can work well for groups of friends (there’s no limit on how many friends) who are traveling together or an apartment full of roommates. The entire group can see their expenses and who has paid what – and who hasn’t paid their share of, say, the electric bill.
It’s free, although there is a premium version that costs 99 cents a month or $10.99 a year.
Plates by Splitwise
This is an app solely designed for eating at restaurants in a group – and it’s associated with the Splitwise app. The nice thing about this app (which so far is only for iPhones) is that you can fix it for the people who want to split a restaurant bill evenly, but you can also manage it if somebody is ordering cocktails or appetizers and others aren’t chipping in for those.
[ READ: Best Coupon Websites, Browser Extensions and Apps. ]
Tab
Tab, the app but also a word that means the amount you owe, is especially good for splitting a bill at restaurants – especially among large groups. It allows everyone to pay separately for their meal without making the server produce separate checks. You take a picture of the receipt, and the app reads the items (so nobody has to input the numbers of the order into the app). You then look at your phone and tap the items you ordered. You actually make your payment by using Venmo – which works in tandem with the app – and you can record any cash payments if someone wants to pay with cash.
Splid
You’ve got to love the tag line on the Splid website: “Split bills not friendships.”
This is a good bill splitting app for groups of friends or family members who are traveling together. You can add all of the expenses that are piling up, and then split them among your fellow companions. What’s more, you can do this in more than 150 currencies.
You can also pay more than one person. Let’s say that two people bought camping gear, but you’ve got six people on the trip. Well, the four remaining campers can then pay the two campers through the Splid app. And the app is free.
[ SEE: Best Apps for Your Credit Score. ]
Snap & Split Bill
This app is also free. You simply snap a photo of the receipt – from a restaurant or a grocery store, for example – and you can quickly divvy up the expenses and then share the bill. It has a receipt organizer, which can help if you use the app a lot and want to look back at your history of sharing expenses.
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split bill calculator
Enter your bill amount, the desired tip rate & the number of people in your party, then click the submit button to calculate the associated total tip amount & tip per person.
Alternatively, here is a quick tipping reference chart. Look up a number that is close to your bill amount in the left column and then look at the associated tip amount for the percent gratuity you decide to leave.
| Bill | 10% | 15% | 18% | 20% | 25% | 30% |
|---|---|---|---|---|---|---|
| $20 | $2 | $3 | $3.6 | $4 | $5 | $6 |
| $25 | $2.5 | $3.75 | $4.2 | $5 | $6.25 | $7.5 |
| $30 | $3 | $4.5 | $4.8 | $6 | $7.5 | $9 |
| $40 | $4 | $6 | $7.2 | $8 | $10 | $12 |
| $50 | $5 | $7.5 | $9 | $10 | $12.5 | $15 |
| $60 | $6 | $9 | $10.8 | $12 | $15 | $18 |
| $70 | $7 | $10.5 | $12.6 | $14 | $17.5 | $21 |
| $80 | $8 | $12 | $14.4 | $16 | $20 | $24 |
| $90 | $9 | $13.5 | $16.2 | $18 | $22.5 | $27 |
| $100 | $10 | $15 | $18 | $20 | $25 | $30 |
| $150 | $15 | $22.5 | $27 | $30 | $37.5 | $45 |
| $200 | $20 | $30 | $36 | $40 | $50 | $60 |
| $250 | $25 | $37.5 | $45 | $50 | $62.5 | $75 |
| $300 | $30 | $45 | $54 | $60 | $75 | $90 |
| $350 | $35 | $52.5 | $63 | $70 | $87.5 | $105 |
| $400 | $40 | $60 | $72 | $80 | $100 | $120 |
| $450 | $45 | $62.5 | $81 | $90 | $112.5 | $135 |
| $500 | $50 | $75 | $90 | $100 | $125 | $150 |
| $750 | $75 | $112.5 | $135 | $150 | $187.5 | $225 |
| $1000 | $100 | $150 | $180 | $200 | $250 | $300 |
| $1500 | $150 | $225 | $270 | $300 | $375 | $450 |
| $2000 | $200 | $300 | $360 | $400 | $500 | $600 |
There is also a quick and easy tip for calculating round number tips. If you give a 10% tip simply drop a zero from the number on the bill and that is the amount for a 10% tip.
$100 check, drop a zero and the tip is $10.
For a 20% or 30% tip you would then simply multiply the 10% tip number from the prior step by 2 or 3.
Typical Tip Ranges
In some cultures like Japanese it is uncommon to tip. In the United States tipping is far more common, as employees are frequently paid beneath minimum wage on the basis that tips will help offset the lower rate.
Here are some common tip amounts for a variety of service-based jobs:
| Food & Drink Service | Tip Range |
|---|---|
| Food Service (server, bartender, waitresses, waiters) | 15% — 20% |
| Food Delivery | $3 — $5 minimum, or 15% — 20% |
| Trade Workers | Tip Range |
|---|---|
| Tradesmen: Plumber, Electritian, Mechanic | For rush job or great performance, $20 — $50. |
| Beauty Services: Barber, Hairstylist, Nails, Massage | 10% — 20%; $5 — $10 minimum at cheaper locations |
| House & Apartment Cleaning | $10 — $20 |
| Hospitality Services | Tip Range |
|---|---|
| Hotel Suite Cleaners | $2 — $3 per day per person; more in big cities at 4 & 5 star locations. |
| Room Service | Typically in rate, but if not, 15% — 20% |
| Transporation Services | Tip Range |
|---|---|
| Taxi & Limo Drivers | 15% — 20% |
| Shuttle Driver | $1 — $3 |
| Valet Parking | $3 — $5 |
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