Are you looking for the best trading apps?
We’ve put together a list of our favorite apps for trading and investing, so you can make informed decisions and get the most out of your investments.
You might think that investing is only for the rich and famous, but it’s actually very accessible to everyone. If you’re willing to put in some time and effort, you can turn your money into something much more valuable than it was before.
This article will cover some of the best trading apps available today, so you can learn about all of your options before making a decision about which one suits your needs best.
Best Apps For Trading
To create this list we tested the trading apps of 160+ Forex brokers in Nigeria. All these trading apps are verified safe to use and free to download. They all provide traders with ways to open and close trades from a mobile device.
To test these mobile apps, we downloaded and installed them on Android and iOS devices and connected our live trading accounts. While trading on the mobile apps, we tested the platform stability and execution speed. We also compared their fees and checked how easy it was to deposit and withdraw money from our trading account.
Below this list are reviews of each trading app highlighting their features and explaining why they are on the list. We also share our expert knowledge on the advantages and disadvantages of trading on a mobile phone. These are the best Forex trading apps in Nigeria for 2022.
AvaTrade – Best Forex Trading App
HotForex – Best App for Forex Analysis
XM – Fastest Execution Speed
FBS – Highest Leverage Mobile Trading
IC Markets – Best cTrader Mobile Experience
markets.com – Most Instruments to Trade in an App
XTB – Best Regulated Trading App
FXTM – Best App for Automated Trading
Best Forex Trading Apps 2022
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How to Choose a Forex Trading App
Forex trading apps are all different, but the best apps will have fast trade execution speeds, comprehensive functionality, platform stability and the full range of assets to trade.
Fast Execution Speed: Fast execution speed is an essential feature of the best Forex apps. While execution speed still partially depends on the mobile device’s connection to the internet, the app itself mustn’t suffer any loss in execution speed when compared to the desktop version of the platform.
Full Functionality: Trading apps should match their desktop versions’ functionality and feel familiar to the desktop platform users. While charts on a mobile device will be less customizable than on a desktop, there should be some of the more popular custom indicators and common timeframes functions found on the desktop version.
Platform Stability: A stable iOS or Android trading app is an absolute necessity. Should your app crash while trades are open, you risk losing capital should the markets are move against your position. Platform stability is an absolute necessity and should never be compromised.
AvaTrade – Best Forex Trading App
AvaTrade’s flagship mobile app is called AvaTradeGo and was voted the Best Forex Trading App in 2020 at the Global Forex Awards. AvaTradeGo provides a stable trading experience with an advanced dashboard, with intuitive management tools, clear charts, zoom for details, and a Market Trends feature to monitor trading trends within the AvaTrade community. AvaTrade’s fees are some of the lowest for an account with a 100 USD minimum deposit – as low as 0.9 pips on the EUR/USD.
AVATRADEGO FEATURES
Choose from over 1,000 instruments to trade, including Forex pairs, Commodities, Stocks, Cryptocurrencies and more
AvaProtect loss protection: Any losses are fully refunded, but any gains are the traders to keep
Market Trends: Monitor social trends, see what other traders buy and sell, and stay on top of your trades
Secure deposits, FSCA-regulated and 24/5 Customer Support
REGULATION [4]
TRADING CONDITIONS [5]
TRADING PLATFORMS [4.5]
DEPOSIT & WITHDRAWAL [4.5]
EDUCATION & RESEARCH [5]
Pros
Good for beginners
Well regulated
Low minimum deposit
Cons
Dealing desk
Limited market analysis
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 0.90 pips on trading account with lowest minimum deposit. Max leverage 400:1. Islamic account available. MT4 & MT5 platforms supported. AvaTrade Group regulated by ASIC, FSCA, B.V.I FSC & FSA.
HotForex – Best App for Forex Analysis
HotForex offers trading on Forex, commodities, indices, shares, bonds, and ETFs through the new HotForex HF App. Other app features include in-app fund transfers, advanced charting, and access to HotForex’s HFcopy and PAMM copy-trading accounts. Other features include a live rate stream for CFDs on Forex, commodities, stocks and indices, a market news stream and the latest analysis published by the HotForex research team.
HF APP FEATURES
Micro Account: with a 5 USD minimum deposit, fast market execution and spreads starting at 1 pip.
Analytical tools: Daily Market Analysis from experts, a market sentiment tool, and Trader’s Board – a detailed look at the world’s markets with volume indicators and live charts.
Trading calculators, an economic calendar, and information on upcoming live webinars with reservation functionality.
A dedicated section for copy-trading: Monitor the status of investments, allocate funds and manage your portfolio.
REGULATION [4]
TRADING CONDITIONS [4.5]
TRADING PLATFORMS [4.5]
DEPOSIT & WITHDRAWAL [4.5]
EDUCATION & RESEARCH [5]
Pros
Low minimum deposit
Tight spreads
Well regulated
Good range of accounts
Cons
Limited base currencies
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 1.00 pips on trading account with lowest minimum deposit. Max leverage 1000:1. Islamic account available. MT4 & MT5 platforms supported. HF Markets Group regulated by the FSCA, FCA, FSC, CySEC and the DFSA.
XM – Fastest Execution Speed
XM is a well-regulated broker supporting MT4 and MT5 native XM apps with three account types: A Micro Account, Standard Account and a commission-based XM Zero Account with super-tight spreads. Each account offers tight spreads, with the EUR/USD starting at 1.6 pips on the Micro and Standard Account. The XM Zero Account has spreads down to 0.1 pips with a commission of 7 USD round trip. For beginners, education and research are some of the best globally.
XM APP FEATURES
Both MT4 and MT5 trading platforms are available as apps
Trade on Forex, stock CFDs, commodities, equities, precious metals, energies, and shares
99% of trades are executed in less than a second with a 100% execution rate. No re-requotes or rejections of orders.
REGULATION [4]
TRADING CONDITIONS [4.5]
TRADING PLATFORMS [4.5]
DEPOSIT & WITHDRAWAL [4.5]
EDUCATION & RESEARCH [5]
Pros
Well regulated
Excellent education
Free deposits and withdrawals
Cons
Dealing desk
Wide spreads on its entry-level accounts
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 1.60 pips on trading account with lowest minimum deposit. Max leverage 888:1. Islamic account available. MT4 & MT5 platforms supported. XM Group regulated by CySEC, ASIC, and the IFSC.
FBS – Highest Leverage Mobile Trading
Founded in 2009 and regulated by the FSCA in South Africa, FBS is a hybrid STP/ECN broker offering trading on Forex, commodities, cryptocurrencies, metals, and equities on the MT4 and MT5 trading platforms and the FBS Trader app. With five live accounts and a minimum deposit of 1 USD on its smallest account, clients have access leverage of up to 3000:1 on most accounts. Only available on Android, but coming to iOS devices soon, the new FBS Trader app offers an all-in-one multi-asset trading platform for online trading anywhere.
FBS TRADER FEATURES
More than 100 global and local payment methods. Deposit and withdraw at any time, 24/7
20% Cashback for every order on trading Forex, stocks, and other assets
24/7 chat support and demo trading from inside the app
Trade over 35 crypto pairs and crypto crosses 24/7
REGULATION [4]
TRADING CONDITIONS [4.5]
TRADING PLATFORMS [4.5]
DEPOSIT & WITHDRAWAL [3]
EDUCATION & RESEARCH [4.5]
Pros
Tight spreads
Low minimum deposit
Excellent education
Excellent market analysis
Cons
Limited range of assets
Extreme leverage
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 0.80 pips on trading account with lowest minimum deposit. Max leverage 3000:1. Islamic account available. MT4 & MT5 platforms supported. FBS is regulated by ASIC, CySEC, the FSCA, and the IFSC.
IC Markets – Best cTrader Mobile Experience
IC Markets is an Australian ECN broker with two Raw Spread Accounts and a Standard Account, all with variable spreads, on the MT4, MT5 and cTrader platforms. Mobile apps are supported for all trading platforms, but for traders interested in the best mobile cTrader experience, IC Market’s cTrader Raw Spread account is industry-leading and available on the IC Markets cTrader app for iOS and Android.
The cTrader Raw Spread Account features a smaller commission than the normal Raw Account (3 USD per lot vs 3.50 USD per lot), and spreads are often down to 0 pips, averaging 0.1 pips on the EUR/USD pair. The cTrader app provides the same access to tight spreads, deep liquidity and reliable 24/7 customer service that IC Market is known for, it also features single-tap execution and a split-screen interface for tablets.
REGULATION [4]
TRADING CONDITIONS [4.5]
TRADING PLATFORMS [5]
DEPOSIT & WITHDRAWAL [4]
EDUCATION & RESEARCH [5]
Pros
Well regulated
Tight spreads
Wide range of assets
Great platform choice
Cons
High minimum deposit
Limited market analysis
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 0.10 pips with 7 USD commission round turn on the trading account with lowest minimum deposit. Max leverage 500:1. Islamic account available. MT4, MT5 & cTrader platforms supported. IC Markets is regulated by CySEC and ASIC.
Markets.com – Most Instruments to Trade in an App
Markets.com mobile trading app, called Marketsx, offers fast, low-cost trading on over 2,200 financial instruments. The app has been natively designed for both iOS and Android, providing a smooth and stable trading experience. Founded in 2010, Markets.com’s offers trading on financial instruments including stocks, Forex, commodities, indices, cryptocurrencies, ETFs, and bonds.
MARKETSX FEATURES
Low trading costs, with spreads starting at 0.6 pips on the EUR/USD and no commission.
Over 2000 global shares, 67 currency pairs, 41 global indices, 27 commodities (including everything from gold and copper to wheat, cotton, and heating oil), 60 ETFs, 7 cryptocurrencies, and 4 government bonds.
23 of Marketsx exclusive Blends CFDs. Blends are stock baskets of industry-leading companies.
Built-in advanced charting – trendlines, channels, pitchforks, Fibonacci Retracements, and more.
A range of tools that use data from leading analysts, hedge funds, and commentators. Each tool has integrated buy and sell buttons.
REGULATION [4.5]
TRADING CONDITIONS [5]
TRADING PLATFORMS [4.5]
DEPOSIT & WITHDRAWAL [4.5]
EDUCATION & RESEARCH [3.5]
Pros
Well regulated
Tight spreads
Wide range of assets
Fast and free withdrawals
Cons
High minimum deposit
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 0.70 pips on trading account with lowest minimum deposit. Max leverage 300:1. Islamic account available. MT4, MT5, and Marketsx platforms supported. Markets.com is regulated by the FCA, CySEC, ASIC, and the BVI FSC
XTB – Best Regulated Trading App
XTB has successfully incorporated many of its desktop xStation trading platform’s features into the xStation mobile app. With a smooth and intuitive design, the transparent charts (also available horizontally) allow clients to track market movements accurately. XTB has relatively low fees compared to many brokers, with no minimum deposit requirement and spreads averaging 0.9 pips (EUR/USD). XTB offers trading on over 1500 financial assets including Forex, indices, commodities, stock CFDs, ETF CFDs, and cryptocurrencies.
XSTATION APP FEATURES
Access XTB’s award-winning market analysis and market sentiment from inside the trading app
Control your take-profit and stop-loss directly on the chart or through the integrated trading calculator
Filter instrument classes and set favourites with the market analysis dashboard.
Fully customisable layout. Traders can also choose between light and dark mode, saving battery and keeping clarity.
REGULATION [4]
TRADING CONDITIONS [4.5]
TRADING PLATFORMS [4]
DEPOSIT & WITHDRAWAL [3]
EDUCATION & RESEARCH [5]
Pros
Well regulated
Tight spreads
Low minimum deposit
Good for beginners
Cons
Limited platform choice
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 1.40 pips on the trading account with lowest minimum deposit. Max leverage 500:1. Islamic account available. xStation5 platform supported. XTB Group is regulated by CySEC, FCA, the DFSA, and the IFSC
FXTM – Best App for Automated Trading
Through the FXTM Trader mobile app, traders can access FXTM’s complete range of CFDs, including Forex, spot metals, 180 company shares, commodities, indices and cryptocurrencies. With FXTM Trader you can open and close positions in seconds, fetch live currency rates, manage your trading accounts, and supervise your FXTM Invest copy-trading account. Founded in 2011 and regulated by the UK’s FCA and the FSC in Mauritius, FXTM is an established Forex and CFD broker.
FXTM TRADER FEATURES
Monitor your FXTM Invest, FXTM’s leading copy trading system
Micro Account with a 10 USD minimum deposit
Trading on Forex, commodities, metals, stocks, and indices from within the trading app
Access to the MyFXTM dashboard, letting you deposit, withdraw and monitor your funds in seconds
Enable 1-click trading for even quicker buying and selling
REGULATION [4]
TRADING CONDITIONS [4.5]
TRADING PLATFORMS [4.5]
DEPOSIT & WITHDRAWAL [3]
EDUCATION & RESEARCH [5]
Pros
Good for beginners
Excellent education
Well regulated
Low minimum deposit
Copy trading accounts
Cons
Expensive withdrawals
Visit Broker
Read Review
AlertAccepts Nigerian Clients. Average spread EUR/USD 1.50 pips on trading account with lowest minimum deposit. Max leverage 2000:1. Islamic account available. MT4 & MT5 platforms supported. Leverage offered can vary depending on country of residence, and your trading knowledge and experience. FXTM is regulated by CySEC, FCA, FSCA, and the FSC.
What should traders look for in a Forex Trading App?
Mobile Trading
Forex trading apps are all different, but the best will have fast execution speeds, complete functionality, platform stability and a full range of assets to trade.
Fast Execution Speed
While this depends on the mobile device’s connection to the internet, it is important that the app itself does not suffer any loss in execution speed when compared to the desktop version of the platform.
Fast execution speed is an essential feature of the best Forex apps
XM App
The XM trading platform is famous for its execution speed and the same technology powers its trading app – expect fast mobile execution and an intuitive trading experience.
Full Functionality
Trading apps should match the functionality of their desktop versions and they should feel familiar to users of the desktop platform. While charts on a mobile device are going to be less customisable than on a desktop, there should be some of the more popular functions found on the desktop version. This is especially valuable for custom indicators and common timeframes.
Mobile apps should feel familiar to users of the same desktop app
Etoro Mobile
The eToro mobile app is famous for its simple, intuitive design and its similarity to the eToro desktop trading platform.
Platform Stability
There is nothing worse than a Forex trading app crashing when you the markets are moving against your position. Platform stability is an absolute necessity and should never be compromised.
A stable trading app is an absolute necessity
Markets.com’s Marketsx app is not only packed full of features but is also based on native design for iOS and Android. This provides a smoother and more stable trading experience.
Marketsx
Which is the best Forex trading App?
AvaTrade has the best Forex trading app. Its flagship mobile app is called AvaTradeGo and was voted the Best Forex Trading App in 2020 at the Global Forex Awards. AvaTrade has invested a lot of time and money into AvaTradeGo and the results are clear.
AvaTradeGo was voted the Best Forex Trading App 2020 at the Global Forex Awards
AvaTradeGo provides a smooth trading experience with a sophisticated dashboard, complete with a set of intuitive management tools, clear charts, zoom for details, and many more helpful features unique to this app.
What are the advantages of Forex Trading Apps?
The advantages of the best Forex trading apps are the convenience, mobility, and quick response time they provide for traders.
Convenience
Before smartphone trading apps, Forex traders had to close all their positions when they left their desk and accessing Forex news and data was difficult.
With a trading app, you can keep trading when you leave your desk
But now all aspects of Forex trading can be achieved via a trading app. Most apps will allow you to open and close positions, use advanced charting to analyse the market and keep abreast of breaking news and economic data that affect the markets.
Mobility
While Forex trading apps are convenient, they also allow traders to continue all aspects of Forex trading while on the go.
With a trading app, you can track your positions, even when you are out shopping
Whether you are commuting to work on a train, or walking down the street to go shopping, you can keep track of your positions and the market movements.
mobile-trading-3
Response Time
Trading apps also allow you to respond to market movements in an instant.
Trading apps allow traders to respond to market movements in an instant
Rather than having to wait until you are at your PC to take advantage of price movements, you can open or close an order immediately with the tap of your screen.
What are the disadvantages of Forex Trading Apps?
Small screens, distractions while you are on the move, slow execution speed and the potential for overtrading are all disadvantages of mobile trading that you should be aware of.
Screen size
Professional traders use two monitors with multiple charts and often hold numerous open trades. You cannot do this on a small mobile screen without the risk of missing important details.
Mobile traders should be aware of the charting limitations on their app
Mobile traders should try to limit the number of open trades and be aware of the charting limitations on their trading app
Distractions
Mobile devices are designed to be with you when you are doing other things. Trading while you are doing other tasks can be a dangerous game.
best apps for trading cryptocurrency
If you’re looking to buy and sell cryptocurrencies on your mobile, you’ll need to find the best crypto app with the lowest fees. However, with so many around these days, finding your perfect app isn’t always straightforward.
To help you out, this guide reviews the top 10 crypto trading apps in 2022, looking at all the key metrics you need to know before downloading a crypto app for your iPhone or Android device. We’ll compare apps that provide a range of services, such as buying, staking, trading and earning interest on cryptocurrency.
The 10 Best Cryptocurrency Apps for 2022
For a quick overview of the best crypto apps in the market right now, consider the providers outlined below
eToro – Overall Best Crypto App for 2022
DeFi Swap – Best Decentralized Crypto App with User-Friendly Trading Interface
Bitstamp – Good Crypto App for Low-Fee Trading
Aqru – Best Cryptocurrency App for Earning Interest
Crypto.com – One of the Best Apps to Buy Crypto With a Debit Card
Nebeus – Best crypto app for crypto-backed lending
Coinbase – Top Crypto Wallet App for Beginners
Binance – Great Crypto Alert App for Real-Time Trading
Blockfolio – Best Crypto Portfolio Tracker App
OpenSea – Top NFT App
We review the above crypto apps in great detail in the sections below with most offering the best metaverse coins in 2022.
The Best Apps for Crypto Reviewed
In compiling this list of the best crypto apps for 2022, we looked at fees, regulation, customer service, user-friendliness, and more.
Be sure to read our reviews in full to ensure you choose the best crypto app for your requirements.
- eToro – Overall Best Crypto App for 2022
etoro review
We found that eToro is another top crypto app to consider in 2022. This provider is regulated by the SEC as well as with the FCA in the UK, ASIC in Australia, and CySEC in Cyprus. This means that you can trade cryptocurrency safely on your cell phone without worrying about the security of your funds. In terms of supported markets, eToro is home to over 50 cryptocurrencies. This means you can buy Sandbox, Ethereum Classic and other new altcoins with the click of a button and low fees.
Additionally, with such a wide range of supported cryptos you can gain exposure to the best DeFi coins in 2022.
This includes everything from Bitcoin, Ethereum, and EOS to XRP, Cardano, and AAVE. You’ll also be pleased to learn you can buy Dogecoin on eToro with low fees. You can trade any supported crypto market on the eToro app on a spread-only basis. This starts from just 0.75%, which is very competitive. We like that US clients can deposit funds at a minimum of just $10. No fees are charged on deposits in US dollars and supported payment methods include debit and credit cards, ACH, bank wires, PayPal, Skrill, and more.
Additionally, the minimum crypto trade requirement on the eToro app is just $10. We also like eToro for its passive investment tools. This includes a copy trading feature where you can mirror the crypto investments of a seasoned day trader. You can also invest in a diversified portfolio of cryptocurrencies and this is managed by the eToro team themselves. In terms of user-friendliness, this is where the eToro crypto app really stands out.
The app is easy to use and requires no prior investment experience. And, the app has been fully optimized for iOS and Android devices. Another point to note about the eToro app is that it also supports other asset classes. In addition to forex, commodities, indices, and ETFs – you’ll also have access to thousands of US and foreign stocks. Finally, if you like the sound of eToro, you can get started on the app in less than five minutes from start to finish.
Number of Cryptos 56
Fee Structure Zero Transaction Fees + Spread
Fee to Buy Bitcoin 0.75%
Minimum Deposit $10
What We Like:
Over 50 cryptocurrencies to trade
Minimum position size only $10
Regulated by the FCA, ASIC, CySEC, FinCEN, and FINRA
Accepts PayPal deposits
Free crypto wallet app
Get eToro App Now
Cryptoassets are a highly volatile unregulated investment product.
- DeFi Swap – Best Decentralized Crypto App with User-Friendly Trading Interface
DEFC logoIf you’re looking for one of the best crypto apps that is fully decentralized, then look no further than DeFi Swap. As the name implies, DeFi Swap is a platform that leverages the power of the decentralized finance (DeFi) ecosystem to offer a way for users to swap tokens and generate interest without the need for an intermediary. With DeFi Swap, traders can connect their wallets directly to the platform and swap tokens through the use of liquidity pools.
These liquidity pools remove the need for an order book or market maker since the platform’s users provide the liquidity. In return for depositing tokens into DeFi Swap’s liquidity pools, investors will be rewarded with attractive yields. Yields can also be obtained through DeFi Swap’s user-friendly staking service, which involves locking up tokens for a specified period.
DeFi Swap app
DeFi Swap is also one of the best DeFi exchanges for beginners since the web-based app has no advanced jargon or complicated features. Linking a crypto wallet to the online app can be done in seconds, with DeFi Swap currently supporting MetaMask and WalletConnect. Once connected, DeFi Swap offers over 50 well-known tokens to deal in, with options to tailor the slippage level and transaction deadline.
Another significant aspect of DeFi Swap is that users can also invest in the exchange’s native token, DeFi Coin (DEFC). This BEP-20 token is native to the DeFi Swap ecosystem, so its value tends to rise as the exchange grows. However, DEFC holders can also generate regular income payments simply by holding the token in their wallets, thanks to the token’s appealing ‘static rewards’ system.
Number of Cryptos 50+
Fee Structure N/A
Fee to Buy Bitcoin N/A
Minimum Deposit N/A
What We Like:
Can earn passive income by holding DEFC
The web-based app is exceptionally user-friendly
Offers staking, swapping, and yield farming services
No need to verify or complete KYC checks
It can be accessed through your web browser
Visit DeFi Swap Now
Cryptoassets are a highly volatile unregulated investment product.
- Bitstamp – Good Crypto App for Low-Fee Trading
Bitstamp logoOur number one pick when it comes to crypto apps is Bitstamp. You may have already heard of this provider, as Bitstamp was established back in 2011, making it one of the longest-running crypto exchanges in the world. Users can trade over 50 different cryptos, including major coins like BTC and ETH, along with an array of altcoins.
Bitstamp is well-known for its low-cost approach, with users able to buy cryptocurrency for only 0.5% per trade. Notably, fees reduce to 0.25% if you exceed $10,000 in trading volume each month. In terms of deposits, Bitstamp offers fee-free ACH transfers with no minimum deposit threshold.
Bitstamp app
The minimum position size at Bitstamp is only $10 for USD-denominated assets and 0.0002 BTC for BTC-denominated assets. In terms of security, Bitstamp stores 98% of customer assets in cold storage and encrypts personal data – ensuring you can trade securely. However, Bitstamp really excels when it comes to the platform’s mobile app, which is available on iOS and Android.
This app features a selection of advanced order types and analytical tools, which will appeal to experienced traders. Bitstamp’s app also has biometric authentication to boost security, along with real-time charts and order book information. Finally, the Bitstamp app even allows users to send and receive crypto instantly – providing much of the same functionality as a crypto wallet.
Use a referral link such as the ones on this site to be eligible for the Bitstamp sign up bonus.
Number of Cryptos 50+
Fee Structure 0.5% per trade
Fee to Buy Bitcoin 0.5%
Minimum Deposit No minimum deposits
What We Like:
Over 50 coins to trade
Free ACH deposits
0.5% fee per trade
Biometric authentication on app
Real-time price alerts
Get Bitstamp App Now
Cryptoassets are a highly volatile unregulated investment product.
- Aqru – Best Cryptocurrency App for Earning Interest
Aqru is somewhat different from other crypto apps we have reviewed so far, not least because it doesn’t specialize in trading services. Instead, Aqru is the best crypto app in the market for earning interest. Put simply, in depositing your Bitcoin or Ethereum tokens into the secure Aqru app, you will be paid a super-attractive APY of 7%.
Unlike other crypto savings accounts in this marketplace, Aqru does not require you to agree to a minimum redemption period. This means that you can withdraw your digital tokens at any given time without being financially penalized. Moreover, there is no requirement to stake any tokens to get the 7% rate on offer. If you’re looking to earn an even higher yield, you might also consider depositing a stablecoin like Tether or USDC into the Aqru app.
aqru app review
In doing so, you will be paid an APY of 12% per year. In choosing stablecoins and other volatile digital assets like Bitcoin and Ethereum, you don’t need to worry about ever-changing exchange rates. Another reason that we like the Aqru crypto app is that the provider also supports fiat deposits in GBP and EUR. This means that you can still benefit from its attractive crypto savings accounts even if you are not currently in possession of any digital tokens. Did you know that AQRU is one of the best yield farming crypto platforms?
In terms of user-friendliness, the Aqru mobile app – which is available to download free of charge from Google Play or the App Store, is perfect for beginners. There is no requirement to have any technical knowledge of how digital currencies work, as the app guides you through the interest-earning process step-by-step. And finally, as a subsidiary of Accru Finance Ltd. (UK), this top-rated crypto app is required to comply with KYC regulations – meaning all customers are verified.
Number of Cryptos 5
Fee Structure Zero Fees (third-party payment processing fees may apply)
Fee to Buy Bitcoin Zero fees from Aqru; 4.5% payment processing fee from MoonPay
Minimum Deposit $100
What We Like:
Earn up to 12% interest on crypto deposits
Can buy BTC, ETH, DAI, USDT, and USDC via MoonPay
No lock-up period
Interest calculated daily
Free to download on iOS and Android
Get Aqru App Now
Cryptoassets are a highly volatile unregulated investment product.
- Crypto.com – One of the Best Apps to Buy Crypto With a Debit Card
crypto.com logo
If you’re looking to buy Bitcoin and other digital currencies with a debit card, Crypto.com is one of the best crypto apps and altcoin exchanges for this purpose. In downloading the Crypto.com app – which is available on both iOS and Android devices, you will have access to over 250+ digital assets. And, you can instantly buy any of these supported markets with Visa or MasterCard at a fee of 2.99%.
You will, however, first need to open an account and go through a quick KYC process – which requires you to take a photo of your government-issued ID via the app. Crucially, with so many supported markets, Crypto.com is also one of the best crypto apps for creating a diversified portfolio. In addition to debit cards, the Crypto.com app also supports bank transfers and offers a Crypto.com credit card. In terms of standard trading commissions, this crypto app provider operates a maker/taker fee system.
crypto.com app review
As a market taker, you will be charged 0.40% when you place a buy order and again when you cash out. This works out at just $4 for every $1,000 traded. And, if you find yourself trading regularly on the Crypto.com app, lower commissions are available. Another core feature of the Crypto.com app is that you can put your idle digital assets into a savings account. In doing so, you will be paid a rate of interest – which not only depends on the token but also the lock-up period.
We should also note that Crypto.com is behind one of the most popular cryptocurrencies in the market – CRO. This token can be used to reduce your trading commissions and increase yields when depositing funds in your Crypto.com savings account. We also like Crypto.com for its user-friendly interface. And as such, in using the Crypto.com app to buy and sell digital currencies, you don’t need to have any prior trading experience.
Number of Cryptos 250+
Fee Structure Instant buy via card = 2.99%
Crypto.com Exchange = 0.4% maker/taker fee
Fee to Buy Bitcoin 2.99% for instant buy; 0.4% via Crypto.com exchange platform
Minimum Deposit $20 for ACH transfers; $5,000 for wire transfers
What We Like:
Over 250 cryptos to trade
User-friendly mobile app
Can buy crypto instantly using card
Can reduce maker/taker fees by paying in CRO
Get Crypto.com App Now
Cryptoassets are a highly volatile unregulated investment product.
- Best Crypto App for Crypto-Backed Lending
Nebeus is a full crypto ecosystem with an intuitive and modern interface, which we recommend for everyone who wants all their cryptocurrency operations in one place. Specially, it is our choice for getting a loan using crypto as collateral as they have a robust platform with two loan alternatives to serve different needs:
Quick loans allow users to get 0% interest in 3 months with a 50% LTV up to €500.
Flexible loans offer up to 80% LTV, up to 36 months, and up to €250,000 in stablecoins and FIAT currencies.
Currently, this service supports 9+ coins to use as collateral but Nebeus is adding new cryptos every month to its platform and integrating them into all their services.
As the crypto market can be highly volatile, Nebeus provides its customers protection against margin calls providing a 10 day buffer in case the market drops, allowing the user to take action, either repaying the loan, or adding more collateral.
Nebeus
This can be automated by adding Nebeus’s Auto Margin Call Management service, which allows the company to automatically manage the customer’s assets by allocating money into the loan. In the same manner, if during those days the market goes up, the loan continues as if nothing happened. Together with this, they offer additional features as a Loan Health Monitor, Excess Collateral Release, and 100M free insurance, making Nebeus’s loans zero risk.
Apart from their strong crypto-backed lending service, Nebeus is a full crypto ecosystem, allowing you to buy, hold, earn, and insure your cryptos. Particularly, their earning programs are among the most competitives of the market, providing a 6.5% APY in crypto and 12.85% APY in stablecoins. What is a unique feature to them is that they let users rent one coin and earn on another one, and in this way, the customers can avoid conversion fees.
Number of Cryptos 20+
Fee Structure
Crypto Deposits: free
Deposits with Bank Cards & Apple Pay: from 2.9%
Sending Crypto: fixed fees, variable depending on the crypto asset.
Loans:
Quick loans: 2.5% loan origination fee
Flexible loans: 8-14% APR
Fee to Buy Bitcoin 0.5% per transaction
Minimum Deposit Depends on selected method and could be between €0-50
What We Like:
Customizable and instant crypto-backed borrowing
High earning rewards up to 12.85% APY for stablecoins
Free full crypto ecosystem app
User-friendly app and desktop platform
Instant withdrawals to bank cards
Free crypto transfers to other Nebeus users
Get Nebeus App Now
Cryptoassets are a highly volatile unregulated investment product.
- Coinbase – Top Crypto Wallet App for Beginners
We found that Coinbase is arguably one of the best crypto apps for those with little to no experience in investing in digital assets. In fact, those who are looking to buy cryptocurrency via a mobile app for the very first time will often choose Coinbase, and the entire investment process is guided step-by-step. For instance, once you download the Coinbase app to your device, you will be asked to register an account.
Next, you will be asked to complete the KYC process, which requires you to take a picture of your passport or driver’s license with your cell phone camera. Then, you will be asked which cryptocurrency you would like to buy and what payment method to use for this purpose. For an instance purchase, consider using a debit/credit card or Paypal. In doing so, the transaction will be processed straight away, albeit, at a rather expensive fee of 3.99%.
coinbase app review
If you’re happy to wait 1-3 working days for your cryptocurrency investment to go through, using ACH will reduce your investment fee to 1.49%. Regarding the cryptocurrencies you can buy on the Coinbase app, most top-25 digital tokens in terms of market capitalization are supported – with the obvious exception of XRP and BNB. Across dozens of other markets, you will also find a good range of ERC-20 tokens and even DeFi (decentralized finance) coins.
In downloading the Coinbase crypto app to your phone, you will benefit from a wide range of security tools. For instance, not only will you be required to enter your chosen PIN, but two-factor authentication will need to be passed via a code that is sent to your phone via SMS. Cold storage is another crucial safeguard offered by Coinbase, with the platform. keeping 98% of client funds offline. And finally, Coinbase also allows you to lock withdrawal requests for 48 hours for enhanced security.
If you’re torn between Coinbase and eToro, you can browse through our in-depth eToro vs Coinbase review to help you choose a crypto app.
Number of Cryptos 100+
Fee Structure Transaction Fee + Spread
Fee to Buy Bitcoin Transaction fee based on payment method/volume + 0.5% spread
Minimum Deposit No minimum deposit stated
What We Like:
Beginner-friendly mobile app
Can purchase crypto using PayPal
Free Coinbase Wallet app
Keeps majority of customer holdings in cold storage
Get Coinbase App Now
Cryptoassets are a highly volatile unregulated investment product.
- Binance – Great Crypto Alert App for Real-Time Trading
binance logo
The final option to consider from our list of the best crypto apps for 2022 is Binance. This crypto app is best suited for those of you that are looking to buy and sell digital assets actively. The reason for this is threefold. First, Binance offers over 1,000 trading markets across a wide variety of crypto assets – so if you spot an investment opportunity, there is a good chance you’ll find it on the app.
Second, Binance offers incredibly low trading commissions. The most you will pay is 0.10% per slide, so that’s $10 for every $1,000 traded. But, active traders and those holding BNB tokens will be eligible for even more competitive rates. Third, Binance is the world’s largest cryptocurrency exchange for volume and liquidity. And as such, when you trade via the Binance crypto app, you’ll never struggle to enter and exit a position at a favorable price.
binance app review
With that being said, we should make it clear that Binance is more suited for intermediate and advanced traders. If you fall within this category, you will appreciate the availability of trading tools and features. This includes dozens of charting and technical indicators, alongside customized order types. An additional feature that seasoned traders will like in the Binance app is access to leveraged products. These are available as crypto derivatives across spot markets, futures, and even options. With such an array of cryptos to choose from, you can buy Terra Luna and many other popular Bitcoin alternatives via the Binance exchange right now.
In terms of getting started with the Binance app, this will depend on your location. For instance, Americans need to use the dedicated US version of the app. Nevertheless, you can fund your newly created Binance account with a debit or credit card after uploading some ID. US clients pay 4.5% plus a 0.5% buy order fee when using Visa or MasterCard. ACH and domestic bank wire transfers come without fees, but transaction times can take 1-3 working days.
Number of Cryptos 500+
Fee Structure Binance Exchange = 0.1% maker/taker fee
Instant Buy = 4.5%
Fee to Buy Bitcoin 0.1% on Binance Exchange; 4.5% for Instant Buy
Minimum Deposit No minimum deposit threshold
What We Like:
Wide range of markets to trade
Low trading fees
Extensive charting options
Can reduce trading fees by paying in BNB
Get Binance App Now
Cryptoassets are a highly volatile unregulated investment product.
- Blockfolio – Best Crypto Portfolio Tracker App
Blockfolio LogoBlockfolio, which was recently bought by crypto derivatives exchange FTX, is a mobile news and portfolio tracking app for cryptocurrencies.
With Blockfolio, you can easily import data about your crypto positions from hundreds of major exchanges. The app has tools for visualizing your positions, tracking your profit and loss over time, and much more. If you have cryptocurrency holdings across multiple wallets and exchanges, Blockfolio is a must-have app.Blockfolio App
Blockfolio makes it easy to set up multiple portfolios, which makes it easy to separate your investment goals. For example, you could have one portfolio in Blockfolio that’s for long-term investments, another that’s for meme coins experiencing short-term hype, and another that represents a watchlist of up-and-coming cryptocurrencies. Tapping on any cryptocurrency brings up real-time price charts and news, so you can easily see what’s driving the value of your portfolio.
Now that Blockfolio is owned by FTX, its portfolio tools have been integrated into the free FTX app for iOS and Android. Creating an account with FTX is free and you can access all of Blockfolio’s tools even if you don’t trade crypto derivatives.
What We Like:
Track your crypto across hundreds of exchanges
Set up multiple custom portfolios
View real-time price charts and news
Free for iOS and Android
- OpenSea – Top NFT App
OpenSea LogoOpenSea is the largest NFT marketplace in the world, so the OpenSea app is one of the best places to go if you’re interested in buying or selling digital art. On OpenSea, you’ll find major collections such as Bored Ape Yacht Club, Doodles, CryptoPunks, and much more. The marketplace has highly anticipated new drops seemingly every day.
The best thing about the OpenSea app is that it makes it easy to discover new NFTs. The app offers a personalized discovery feed that shows you the hottest new work you might like. You can also follow artists to get updates about their latest work and see related art you might be interested in.
Conclusion
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